When the loan is made, the merchant is entrusted to collect the loan. If so, it is stated in the loan contract. You can look at the loan contract. Specific scenarios for the application of the tripartite collection service agreement: In addition to the above applicable scenarios, the payer's account opening institution can also support the payer (the collection service institution can also be entrusted by the payee) to pay education and training fees, repay loans from microfinance companies, purchase regular or fixed fund wealth management products issued by financial institutions, and pay investment insurance premiums through collection services.