Regarding training, I personally think that every company has its own advantages, because every company has people who have done a great job. If you really want to go to the market, you still need personal training in the market. It's not that you can solve problems with training, but that you need to grow more directly in the market, because the purpose of training is to deal with problems well in the market. There was no training when Ping An first opened its business, because no one had done it, and many people did it today. At that time, people who did what they are today were basically high management positions.