Of course, people who don't trust centenarians are not excluded here, and even seniors are invited to flatter them deliberately. Anyway, you will know when I take a test today!
Understand the century-old life through the strength background and see why everyone likes him:
The secret of the power of a hundred years of life, I didn't expect people to be surprised! 》
Take a look at the evaluation articles of a hundred years' life directly ~
First, the speed of claims for a hundred years of life is greatly exposed!
Let's take a look at the background of centennial life:
Centennial Life was established on June 3, 2009, and its headquarters is located in Dalian. It is the first Chinese-funded life insurance legal person institution in Northeast China. The registered capital of the company is 7,794.8 million yuan, the accumulated premium income in ten years exceeds 654.38+04 billion yuan, and the total assets exceed 1000 billion yuan.
Let's take a look at the claims of Centennial Life immediately, and we will focus on these two points:
1 and claims service of Centennial Life
Centennial Life Insurance is the first insurance company in the industry to launch a new service model of "full care for claims". In the process of claim settlement, people should feel some concern, which can be both conceptual and practical. The purpose is to provide valuable services to customers before, during and after settlement.
It is necessary not only to create an insurance protection ecosystem with the trinity of "health knowledge transmission, disease diagnosis and treatment management, and quick compensation for medical losses" for customers, but also to have a special person to guide the claims process so that customers can enjoy the comfort of worry-free claims.
2. Limitation of claim for centennial life insurance
For small cases, Centennial Life can realize quick claims, provided that the amount of claims is less than 3,000 yuan, the facts are clear, the responsibilities are clear, and the materials are complete, and the expenses compensation and fixed payment of personal medical insurance claims can be completed within 5 days.
For claims cases that meet the above conditions and apply for "direct payment and quick compensation" service, it is very convenient to collect materials at home, while for cases with clear facts, clear responsibilities, complete materials and no need to investigate, they can be closed on the spot.
We won't say much about the claims service and claims speed of Centennial Life. Pay attention to the following when reading. Is the flagship version of Kanghuibao 2.0 critical illness insurance worth buying? Listen to the details of senior sister!
Second, is Centennial Life Kanghuibao Ultimate Edition 2.0 worth buying?
As usual, let's take a look at the product diagram of this Conway flagship version 2.0:
To make a long story short, take a look at the test results of this Conway Ultimate 2.0:
1, the waiting period is only 90 days.
As we all know, if you choose critical illness insurance, if you are unfortunately diagnosed with a serious illness during the waiting period, the insurance company will not compensate at all. The insured gets the returned premium and the contract is invalid.
Therefore, the shorter the waiting time, the better. At present, the shortest waiting period for serious illness on the market is three months. Let's take a look at the waiting period of Kanghuibao flagship version 2.0, which is also 90 days, which is an excellent benchmark in the market. That's great.
Of course, there are many hidden misunderstandings when looking at the appropriate duration of the waiting period. You must know:
"The insurance company will not lose money during the waiting period? If you don't understand, you will suffer a big loss! 》
2. The payment for critical illness protection is high.
Kang Huibao Ultimate Edition 2.0 requires that you can pay 160% of the insured amount if you are diagnosed with a serious illness before the age of 60, that is to say, under the insurance amount of 500,000, the diagnosed illness should be the serious illness mentioned in the contract, so that you can finally get 800,000 claims.
According to the data, most families are between 40 and 60 years old and still need to support their families. On the one hand, there are various debts to be paid, on the other hand, there are old people to support, children to support, and even other expenses such as car loans and mortgages.
What is more noteworthy is that the health status of these people is getting worse and worse. If they unfortunately get a serious illness during this period, the consequences will be unimaginable. Thanks to the extra compensation provided by Kanghuibao flagship version 2.0, they can have enough funds to treat diseases, which is really friendly to customers!
3, with aura protection
For a long time, one of the characteristics of centennial life insurance company is the protection of premonition. The concept of aura is those diseases that are lighter than mild diseases, and the threshold of compensation for aura is easier and less strict than mild diseases.
As we all know, many precursors may develop into major diseases. The following figure tells you what the 20 premonitions provided by Kanghuibao Ultimate 2.0 are:
As can be seen from the figure, there are many signs of high incidence of cancer among the 20 kinds of precursors guaranteed by Kanghuibao flagship version 2.0. For example, female friends all know that cervical cancer is the most common gynecological malignant tumor.
As long as cervical intraepithelial neoplasia is detected, it can be said to be a precancerous lesion of cervical cancer. If found early and treated professionally, the possibility of further development of cervical cancer can be blocked. It can be seen that the protection of precancerous lesions is extremely important!
If you know a little about the professional vocabulary of premonition, you may wish to click this article to learn:
"Pre-illness" protection was born? What is a hunch? Is it worth buying? 》
Third, the summary of the senior sister
From the above, we can see that Centennial Life is a very trustworthy insurance company, with high efficiency and unique claims service.
In addition to the reliability of life insurance companies, its flagship version of Kanghuibao 2.0 is also worth buying, with many highlights. For example, there is only a waiting period of 90 days, which not only provides additional compensation for serious illness, but also provides protection for 20 kinds of premonitions.
Kanghuibao Ultimate Edition 2.0 is very worthy of friends who are eager to buy critical illness insurance. Of course, senior sister suggests that you shop around before buying, and then choose the one that suits you best.
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
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