Gitzo's loan conditions are:
1. The applicant is 20 years old and not more than 55 years old.
2. Have worked in the current work unit for 3 months, and the monthly income is not less than 2,000 yuan.
3. Personal credit is good.
Gitzo loan application process is as follows:
1. Call the customer service hotline directly, and the customer service will inform the applicant of the nearest handling place. Applicants need to bring the required information to the Gitzo store to apply.
2. Open the "Jiexian Loan Home Page", fill in the reservation application information on the left side of the page, and then submit it; After that, the staff will contact you and help them complete the loan processing.
The application conditions for Gitzo loan are very low. As long as you 18 years old, have a stable income and work, and the salary is more than 2,000 yuan, it is very simple for most office workers. In addition, when applying for a loan, you need to have good credit. If the credit is bad, you can't apply for a loan.
How does Gitzo apply for a loan?
Gitzo can apply for a loan through official website or Gitzo Financial app. Take Gitzo Financial app as an example. The specific operation steps are as follows:
1. First log in to Gitzo Financial app and click the "Apply Now" button at the top of the homepage.
2. Enter the application page, click Apply Now, upload photos of the front and back of your personal ID card, and fill in your personal bank card and phone number.
3. On the credit authorization page, enter the verification code received by the mobile phone, and then click "Sign Authorization". After improving personal information, the system will automatically review the loan amount, and after passing, it will be directly transferred to the registered bank card.
4. At the bottom of Gitzo's super loan page, there are two loan products: "Orange Loan" and "Shake Money". According to your own needs, you can choose one to apply.
When handling loans on Gitzo platform, we should pay attention to the interest charged by the platform. If the interest rate is too high, the burden of subsequent repayment will increase. At this point, the subsequent repayment is likely to be overdue. It is best to measure your repayment ability when borrowing money to avoid overdue.
Gitzo's full name is Gitzo Consumer Finance Co., Ltd., which was established at 20110, and its registered address is 26-27 floors of TEDA MSD C 1 Block 79, First Street, Tianjin Economic and Technological Development Zone. Its business scope includes personal consumption loans. Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions, etc.
It should be noted that users will upload the overdue loans of this platform to the credit information center, and the deterioration of credit information will affect the handling of subsequent loans. Moreover, after the overdue credit is returned, it will remain in the credit for 5 years, disappear automatically after 5 years, and will never be credited to the credit.
Version information: Gitzo Finance 34.30.4 (iOS15.4.1system), Apple13 (iOS15.4.1system), Huawei mate40(HarmonyOS2 system).
What are the requirements for Gitzo staging?
Terms of Gitzo's installment payment:
1, aged between 18-55;
2. Hold a valid Chinese mainland resident identity card (including temporary id card);
3. Work in the current position for more than one month.
Extended data:
Gitzo installment processing flow:
With my ID card, my bank card (debit card) and mobile phone, I can handle it at the Gitzo service point. The specific location can be found in the map column of Gitzo.
Most applications can be approved within 3 minutes.
Matters needing attention in handling:
Because Gitzo loan is a comprehensive evaluation of system audit, many factors (including personal credit status, credit status, external economic environment, etc. ) may affect your approval results.
Conditions and Process of Gitzo Cash Loan Application
Application conditions:
1, aged 20-55.
2, the average monthly income of not less than 2000 yuan.
3. Have worked in the current unit for 3 months.
4. Credit requirements: Good.
5. Debt requirement: None.
Materials required:
1. identification: resident identity card
2. Work certificate: the labor contract or valid employment certificate with official seal or personnel seal issued by the company.
3. proof of income: the salary has been paid continuously in the bank for the past three months, and the bank business seal is affixed.
4. Supporting documents: social security card/medical insurance card, driver's license, household registration book, work permit, etc.
Extended data
Gitzo loan interest is
1, commodity loan (by stages):
The down payment is about 20% of the loan principal, depending on the quantity of goods to be entered by stages. The down payment is not included in the loan principal, nor is it part of the repayment. That is, after deducting the down payment from the commodity price, what remains is the loan principal.
For example, if you buy a mobile phone by installment, the total price of the mobile phone is 1500 yuan, and 500 yuan needs to pay the remaining 1000 yuan as the loan principal on the spot. In fact, in addition to loan interest, Gitzo installment interest will also include service fees and management fees. , principal and interest equal repayment.
2. Cash loan:
The monthly interest is 1.75%, and the management fee is about 1.5%, and the service fee is about 0.4%. The specific expenses shall be subject to the contract.
Need to be reminded that, according to the individual repayment situation, there may be overdue liquidated damages and early repayment liquidated damages.