According to the inquiry of China Travel Service. Com, training institutions will collect loans if they don't repay them, resulting in high overdue penalty interest; The loan bank can apply for compulsory execution, and the court will seal up and freeze the property of the person subjected to execution according to law, and include the person subjected to execution in the list of people who have lost their trust. If the circumstances are serious, it will constitute a crime of refusing to execute the judgment.