Summary of Bank Supervisor's Work 1 20XX Post Adjustment at the End of the Year. Now I have changed from an ordinary employee to an accountant in charge, and the pressure has increased accordingly! I also heard many envious eyes, support and praise! And I don't feel anything, my heart is calm, and there seems to be nothing to be happy about! It may be because I was a class cadre at school and also held a management position after work. It is also a new starting point and summary of bank accounting work, and it is really an opportunity to exercise people!
The year 20XX is coming. Looking back on the work in the past year, I feel a lot and gain a lot. Over the past year, with the correct leadership of the president and the full support of all departments, I have exercised myself and improved my financial management level through strict self-discipline, standardized management, down-to-earth, enthusiastic service, due diligence and hard work. Of course, there are still some shortcomings. Here, I would like to express my heartfelt thanks for your concern and help! The following is a brief report on my work in the past year:
I. Main Work
I will focus my work on financial services and norms. I think only by doing a good job can we do a good job, and only by adhering to norms can we reduce risks and mistakes. Since then, we have taken quality service as the guide, standardized system as the concept, and done routine work as the basis, and made great efforts to promote key work. Some progress has been made, some achievements have been made, and a lot of routine work has been done. Work: Work hard, perform duties, conscientiously implement the Accounting Law, standardize the preparation of accounting vouchers, strictly examine the rationality of original vouchers, and strengthen the management of accounting files. Complete the reconciliation of the unit deposit account every quarter according to the specified time, complete the replacement of the credit institution code certificate arranged by the municipal bank on time, and declare all taxes in time. Actively cooperate with relevant personnel to conduct all kinds of mid-year audit, year-end pre-trial and financial and tax inspection.
Learning: consult with an open mind, constantly improve, improve various financial basic systems, strengthen business learning, improve business level, enhance ideological realm, analyze yourself, find out shortcomings, put yourself in a correct position, seek good working methods, improve work efficiency, explore humanized management, cheer up, be strict and be competent for your job. Learn at work, improve in summary, strive to cultivate all-round quality, pay attention to details, form good habits and do a good job. Ideologically, we should be proactive, unite and cooperate, give full play to subjective initiative and work enthusiasm, constantly improve the overall quality of the team, create a harmonious atmosphere, and establish a pioneering, innovative, pragmatic and efficient image. Constantly strengthen mutual learning, communication, help and complementarity among financial personnel, establish a harmonious and efficient work team, and achieve mutual recognition, mutual understanding, mutual support and common improvement in their work.
Second, there are shortcomings.
1, self-study is not tight, theoretical study is not serious enough, study is not deep enough, busy with affairs, lack of innovation;
2. Tired of coping with daily affairs, lacking forward-looking and systematic research;
3. The level of financial analysis and prediction needs to be improved, and the ability of financial information decision-making needs to be enhanced;
4, sometimes lack of patience and impatience at work, to overcome in the future.
Third, the next step of work ideas
In 20XX, the social and economic situation in China will undergo more profound changes, which not only contains great opportunities, but also faces severe challenges. The new year means a new starting point, a new atmosphere, a new mental outlook and new energy. I am determined to make persistent efforts, keep pace with the times, continue to provide quality services, strive to adhere to norms, make great efforts to promote innovation, actively explore and solve new situations and problems faced by financial work under the new situation, and manage and serve the financial affairs well. Take the initiative to make suggestions and make careful calculations to ensure smooth liquidity, investment benefits and optimal financial management. Do fine finance and do a good job of cost collection. Expand financial management and service functions, realize the "zero" dead angle of financial management, tap the potential value of financial activities, give full play to supporting service functions, rationally and effectively allocate limited resources, effectively prevent financial risks, minimize costs, and promote the comprehensive and healthy development of the unit. Do more obligations and responsibilities in improving the competitiveness of enterprises, constantly push yourself, strengthen learning to adapt to the times and the development of enterprises, make progress with everyone and grow with the company.
Summary of bank supervisor's work. Post adjustment at the beginning of the year. Now I have changed from an ordinary employee to an accountant in charge, and the pressure has increased accordingly! I also heard many envious eyes, support and praise! And I don't feel anything, my heart is calm, and there seems to be nothing to be happy about! It may be because I was a class cadre at school and also held a management position after work. This is a new starting point, a new beginning. It's really an opportunity to exercise people!
First, deepen the understanding of bank value.
What is the value? It refers to the total value of an enterprise through reasonable management and adopted business strategies, on the basis of ensuring the long-term stable development of the enterprise, and fully considering the time value of funds and the relationship between risk and reward. Generally speaking, it is the value of selling an enterprise as an asset portfolio in the "market". "Emphasis" overcomes and avoids the narrow goals of "scale" and "quality". "Valuation" is also different from profitability. It not only reflects the actual financial situation with immediate interests as the core, but also considers the development potential of enterprise's future value growth. It not only measures the actual operating losses and risk costs, but also comprehensively considers the requirements of capital gains, which is a high degree of unity of bank operation safety, liquidity, efficiency and growth. As a modern commercial bank, we must establish a value-oriented business philosophy, deeply understand and understand the essence of the value-oriented concept, and explore effective ways to realize value. Our bank will become a bank of value creativity as its development prospect. Its essence is to require the Bank to maintain excellent business performance and reach the internationally accepted level of financial indicators. Reach the level of peers in market value growth. Establishing comprehensive values can provide rich value returns for shareholders, customers, employees and social stakeholders.
Second, the theory has been proved by practice and the ability has been exercised.
Outward bound training is different from competitive competition and military training. It is a kind of training, and it is an experiential training that can be promoted by everyone's personal participation and challenging their own psychological barriers. It is different from other training by "knowing first", and its essence lies in communication and understanding after participation. Through outward bound training, what impressed me most was that one person's strength is limited and the strength of a team is unlimited. " 1+ 1 >2!" . One person can't be perfect, but a team can. Each role is accompanied by advantages and disadvantages, and cooperation can make up for the lack of ability. The road to development is not smooth, and difficulties and challenges are everywhere, some of which we can't imagine, and some of which we dare not surpass', but the team can complete tasks that one dare not complete, and the team can complete tasks that one cannot complete.
In the fierce market competition environment, commercial banks must have faster learning ability than their competitors to succeed, which is a lasting competitive advantage. Through the four-day "commercial bank management practice", we personally experienced and understood the operation mode and advanced management concept of western joint-stock commercial banks, and found the combination of commercial bank management theory and practice. From the formulation of strategic objectives and implementation strategies, to the decision-making in deposit and loan business, human resource management, marketing, securities investment, financial management, etc. according to the business strategy, and then to the concrete implementation of each strategic step. Let us truly experience how to avoid and control risks, how to optimize business, quantify training, seize the market, seize opportunities, and strive to realize the value of banks and shareholders in the market competition environment.
The "simulated banking" exercise has gained a lot, and the three aspects that impressed me the most are as follows.
1, a deeper understanding of the business philosophy of bank value.
The final result of the simulation exercise is reflected in the stock price of each simulated bank in the capital market (that is, the market value of each bank). During the four-day simulation exercise, we personally experienced how to weigh the relationship between scale expansion, profit pursuit, capital constraint of venture assets and capital liquidity in the market competition environment. After experiencing the contradictory and interdependent movement process between the two, I understand that to achieve the goal of "value", we must seek the "balance point" of "value" in a "game" way. I have a deeper understanding that "valuation" is a high degree of unity of bank operation safety, liquidity, efficiency and growth. Value is not only an indicator to measure performance, but also the basis for survival and development, and then runs through the operation and management of the whole bank. The two core mechanisms of value creation are "risk and income constraint mechanism with economic capital as the core" and "performance evaluation and incentive mechanism with economic added value as the core".
2. Clarify the objectives of bank management.
The goal of bank management is to determine how to realize shareholder value and become a sustainable and efficient bank. Sustainable and efficient banks will not accept higher risks for temporary high profits, but will only conduct business within a limited "risk tolerance range". We will not change the business direction frequently in order to make money faster, but keep the goal and direction stable. We will not make drastic changes frequently, but insist on gradual progress and pay attention to long-term governance.
3. The profound lesson that "strategy determines the direction and details affect success or failure".
During the simulation exercise, the Bank made a slight operational mistake, resulting in a loss of RMB 800 million in interest of bridge loan and RMB 2.3 billion in trading income in the following year. A series of chain reactions directly affected the final realization of strategic objectives. The profound lessons of "butterfly effect" and the reflection it caused are very necessary for our bank to implement "six-fit horse" management. The difference in return on assets between efficient banks and inefficient banks may be only 0.5%. The difference between them is that efficient banks do a little better than inefficient banks in 100, but the final result is quite different. As a special high-risk industry, risk prevention and control is the lifeline of banks. The root of risk prevention lies in people, in the ability of employees to control risks and in the ability of employees to perform their duties in all aspects of business, which is the essence of "Six Sigma" refined management.
Third, I realized the true meaning of being a man and doing things in my mind.
In the study of courses related to leadership quality and ability, I have thought a lot and learned a lot, and I have the deepest feelings in the following three aspects:
(A) How to become a leader
Being a leader is a complicated and simple management work. Mitchell Laford, an American management expert, pointed out in his book Principles of Management that the greatest management principle in the world is a simple sentence: people will do something that pays off. "People-oriented" is the essence of leadership. People's management and leadership depend on three things: people's ideas, people's feelings and people's interests. A successful or excellent manager is to win the trust and support of employees and subordinates in these three aspects, thus generating strong centripetal force and cohesion, and forming a work team with group will and collaborative combat effectiveness. Such a team not only has stronger execution in doing things, but also has a magical power to overcome difficulties, work as a team, work together in Qi Xin, solve work problems and create business miracles, thus providing sustained internal motivation for the long-term high-speed and healthy development of enterprises or organizations.
(B) How to become a subordinate
The true meaning of being a subordinate is only two words "cooperation". Psychological coordination is very important for superiors, and the key to psychological coordination is "understanding". First, we should learn to "empathize" and correctly understand the leadership intention. The second is to have a "global concept" to make leaders "feel at ease, at ease and caring". Third, we should "creatively implement" on the basis of correctly understanding the leadership intention, and then achieve "no offside", "no offside" and "no vacancy". The key to the coordination of subordinates' interests is "incentive", which embodies the differentiated "interest coordination" through salary incentive, development incentive, cultural incentive and emotional incentive, while giving consideration to fairness and justice.
Summary of bank supervisor's work 3 xx is my second year working in Liaobu Sub-branch of China Merchants Bank. With the support and encouragement of the leaders, I took over the work of the lobby supervisor, managing the service in the lobby and the sales of the lobby team. During this year, the service and management of the lobby have been greatly improved. The following is a summary of my work in several aspects over the past xx years:
1, service:
As a lobby supervisor, you should not only be familiar with the bank's financial products and business knowledge, but also strengthen professional ethics and love your job. In terms of service etiquette, we should be warm and generous, standardized in action, and have the ability to respond to emergencies in time to avoid unnecessary complaints. In the lobby service, we should cooperate with the counter to divert customers in time, meet customers' needs, meet customers' urgent needs, win customers' trust, and let every customer feel our smile and feel at home.
2, the lobby team management:
In March of xx, he took over the management of the lobby team. Different from before, we should not only do our own work well, but also manage the cooperation and communication between the financial personnel in the lobby. According to the sub-branch's task indicators, the tasks were decomposed, and the wealth management personnel in the lobby were urged to complete the tasks according to the time schedule, so that Liaobu Sub-branch completed the annual tasks of credit card, insurance and e-banking ahead of schedule, and the Bank's balanced scorecard achieved excellent results.
3. Personal performance:
Over the past year, individuals in the lobby with more intimate services to tap customers, win customer trust, get customer business support. In a year, they have opened more than 40 gold cards, more than 20 jinkui cards, 100 credit cards, a diamond card and a private bank card. In addition, there are more than 30 million foreign funds and 65,438+0,000 customer time deposits. Such excellent achievements this year are of course inseparable from the cooperation of colleagues and the support of leaders.
Of course, in this year's work, I also have my own shortcomings and mistakes, but I will correct them in time under the guidance of the leaders, be more strict with myself, keep growing and making progress, and welcome the arrival of next year with a brand-new look.
Summary of bank supervisor's work 4 As a bank accountant, I kept my work habit until I was promoted to supervisor. At the end of each month or the end of each year, I will make a work summary, taking the work summary as an opportunity to sort out myself in the past month or year, so that I can sort out my work and move towards the future better. Here I will sort out and summarize this year's work and make a clear direction for myself:
First, the ideological aspect.
In this year's work, I am still a good young man with positive thoughts! When I was young, being an accountant in charge of a bank has always been the envy of others, but I know very well that this envy can be realized by them. As long as they work as hard as I do, they will certainly be able to achieve it! Therefore, in the first year when I was promoted to be the head of bank accounting, I still worked as hard as before, especially ideologically, I still maintained a good learning attitude like a young man who just entered the society. This good attitude is my ideological achievement and my belief in doing a good job in bank accounting.
Second, in terms of operation.
This year's work, from accountants to bank accountants, has changed a lot, but the work here has not decreased, but has increased. Of course, this is not the exhaustion I want to express, but the challenge I want to say. It is precisely because the challenges are getting bigger and harder that I am becoming more and more diligent in my actions. In order not to let myself fall behind and live up to the expectations of the leaders, I devoted myself to this year's action. I took action not only on my accounting work, but also on the accounting team I led.
Third, specific work.
Talking about your work from the aspects of thought and action always seems a bit empty. Therefore, I will elaborate on the specific work this year. In addition to doing a good job in auditing various guaranteed bills and vouchers, I continued to be responsible for the deposit and withdrawal business of banks, and also accepted the business of changing some customers' personal information. I conducted two special trainings for the accounting department, led all the staff of the accounting team to have a prize-winning quiz on accounting affairs this year, and followed the superior leaders to inspect branches in other cities of the Bank. After the inspection, I transferred a small number of people to the finance department of our bank. If these tasks are really trivial, they can also be summarized in one sentence: the person in charge of bank accounting has done all the work within the jurisdiction of the task and can continue next year.