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How to close a securities account (guidelines for closing conditions and operating procedures)
Problems and precautions in stock (securities) cancellation

Customers often ask whether account cancellation will affect GEM and whether it can be cancelled online.

First of all, about account cancellation, you can go to the counter to cancel your account when you open an account, and you can cancel your account online if you open an account online. In the early days, old investors handled it at the counter, so you need to cancel this account at the counter. Nowadays, in the Internet era, everyone opens an account online, and can directly log in to the brokerage app to cancel the account. (Generally, the brokerage app can cancel your account, but a few can call the other brokerage to consult how to cancel online. )

According to the securities trading rules, an ID card can open up to three Shanghai accounts and three Shenzhen accounts. Shanghai is the shareholder card corresponding to the securities firm. If there are three accounts, one of them needs to be cancelled or cancelled before it can be reopened.

There are three accounts in Shenzhen, but a Shenzhen account can be associated with multiple brokers at the same time, so this is why Shenzhen can open more accounts (if there are three Shenzhen accounts, other account opening systems will automatically add one by default. If a good account can't buy a Shenzhen ticket, the system may not add it, so you can add it yourself.

So we often see that the Shenzhen accounts of different brokers are the same, which is no problem, but the Shanghai accounts of two brokers cannot be the same, and one of them is definitely invalid. So some friends can't trade because they have three complete Shanghai accounts, so they need to cancel one of the three complete accounts and add it.

There are several issues that need attention. Now there are two ways to close the account, one is to go to the counter of the sales department, and the other is to go online.

(1) Counter account cancellation

Mainly applicable to accounts opened in the business department of securities companies. In general, you will cancel your account in the sales department of any company.

The special case is that if you have a dormant account, you can cancel it in the business department of any securities company under your name.

In another case, a margin financing and securities lending account has been opened. At present, customers who have opened two financing companies need to close their accounts at the counter before they can continue to close their accounts.

(2) Online account cancellation (for sorting only, mostly from the experience of investors and netizens)

Only applicable to investors who open accounts online. For offline accounts, please refer to counter account cancellation.

Essence securities: mobile app—- my business handles the pocket business hall-the authority is opened-the mobile phone is cancelled.

Great Wall Securities: Call customer service, and press * to switch to labor. After the telephone customer service asks about the reason for canceling the account, it tells to download the special software for canceling the account of Great Wall, install the software, log in and follow the prompts.

Changjiang securities: There is an account cancellation App in official website (official website-software download-other software-online account cancellation in Changjiang)-online account cancellation in Changjiang (Android version); Apple users can download the long certificate service directly in the AppStore. It has the function of account cancellation or transfer. Just witness it with video. The account manager or the sales department may call to stay. At this point, even if you submit the application for account cancellation, you can still cancel the application through the account cancellation app.

Oriental fortune securities: Cai Dong APP-More-Account Information-Sales Number (there are many other companies not listed).

The general reason for closing an account is to change to a securities company with good service or low commission.

Some account managers will ask why they are not going to continue to speculate in stocks.

(Euphemistic version) It can be said: (Young people's words) I am going to engage in this industry and need to cancel my account; (Middle-aged and elderly people) I have relatives and friends who are also account managers in their new jobs. I want to take care of him [in tears] [in tears].

There is also a situation in which a securities account is opened for you without your knowledge (this often happens in banks). When you really want to buy stocks to open an account, you find that your name is full of three accounts.

In this case, the stock account you opened without knowing it is likely to become a dormant account (usually it has not been operated for two to three years, and the internal funds are less than 100 yuan). If it is a dormant account, any securities company can cancel the account at the counter.

Preparations before closing the account:

There is no stock in the account, and there is no trading operation on that day, so the balance is transferred back to the card (some companies automatically transfer the balance of the securities account to the card when closing the account, which is easier to confirm).

Next is an important point:

Be sure to pay attention to whether the previous securities accounts have purchased Shenzhen (GEM) stocks, because most of the stock accounts opened now are newly opened in Shanghai, and Shenzhen is related to the previous ones by default. In this case, once you close one of the accounts, the Shenzhen Stock Exchange of other accounts may be inoperable, and the stocks you already hold cannot be sold. This situation needs to contact China for registration and settlement, and it can only be restored through a series of processes. When the market is bad, it may miss the opportunity and become a stuck node.

How to avoid this problem?

First, confirm whether the account numbers of shareholders in Shenzhen are the same and whether the same descriptions are related. In this case, if all your accounts do not hold deep shares, you can directly cancel your accounts; If you have tickets, it is recommended to sell them only in Shanghai, which is commonly known as Shanghai refund.

GEM also has new regulations. If you open an account before April 28, 2020 and then close it, Shenzhen should not close it. If a new account is opened, the authority of GEM can be started immediately. If the account is cancelled, it will meet the new regulations. Two years of trading experience, you need to meet the daily average assets of 65438+ 10,000 on the 20th.

It can be seen that the hukou in Shenzhen is very important. Try not to cancel! It will not affect the newly opened stock account.

(The first headline has an article about the calculation of stock commission, which cannot be calculated. Click on the top link and I'll help you calculate it. Investors are advised to take a look. )