Silicon Valley Bank is not a state-owned bank in the United States, but a private commercial bank. Founded in 1983, headquartered in Santa Clara, California, USA, it provides various financial services and products worldwide. As a commercial bank focusing on technology and innovation, Silicon Valley Bank has rich experience in venture capital, corporate loans and credit cards, and has established close ties with many start-ups and high-tech enterprises. In addition, the bank has branches and offices all over the world and provides cross-border payment and remittance services to customers. It should be noted that although Silicon Valley banks do not belong to the state-owned banking system controlled by the US government, they still need to comply with federal laws and regulations and the requirements of regulatory agencies, and accept auditing and supervision.