So-and-so mainly uses the products of some high-quality manufacturers in Japan, the United States, South Korea, Taiwan Province Province and Chinese mainland; In terms of equipment, it mainly introduces advanced equipment from Germany, Japan and Taiwan Province Province, and specially invites senior technicians from Japan and Taiwan Province Province to be responsible for the installation and commissioning of the company's equipment and serve as long-term consultants for the company's production technology.
In order to be in line with international standards, XXX has passed the certifications of ISO9002, ISO 1400 1 and QC080000:20 12+02. The company's quality system adopts ISO900 1 standard. In terms of environment, in addition to standard implementation, the company also introduced the GP green partner launched by Sony, and obtained GP certification from many customers such as ASUS. According to ISO 1400 1, the whole factory implements non-toxic and
OHSAS 1800 1 OHSAS1OHSAS/OHSAS1OHSAS/OHSAS/OHSAS1OHSAS/OHSAS/OHSAS1OHSAS/OHSAS/OHSAS/OHSAS/OHSAS/OHSAS/OHSAS/OHSAS/OHSAS/OHSAS/OHSAS/OHSAS/OHSAS/OHSAS Every year, 4% of renovation funds are set aside for pollution control and occupational health and safety management, so as to achieve harmless, valuable recovery and priceless safety treatment. Domestic wastewater, industrial waste gas, noise at factory boundary, workplace air, occupational noise, indoor lighting and other pollution. , meet the emission standards and environmental, occupational health and safety quality stipulated by the state or local people's government. While pursuing better quality and environment, XXX also pays special attention to the promotion of corporate image, so after learning that it is necessary to implement corporate credit management standards, XXX actively participated in and passed the implementation of standards at one time; Through this bidding, we feel the value of credit management to enterprises. We sum up experience, improve the credit management system and stick to it. The specific work is as follows:
I. Establishment and implementation of working mechanism
Since the company decided to carry out enterprise credit management, under the arrangement of the company's chairman, we set up a bidding team. The leaders of our company took the lead to participate in the standard training and carefully studied the purpose and content of credit management. In order to make up for our professional deficiencies, our company entrusted Jiangsu industrial and commercial enterprises to write online letters.
With the help of the third-party counseling agency, we got the counseling from the management company, which enabled the smooth implementation of our standards. At the same time, in the process of implementation, we have defined our own goals and indicators; Establish our corporate reputation image, reduce business risks and promote the benign development of enterprises in the big environment.
1, set up a leading group for standard implementation and set up a management department.
Our company set up a leading group and a credit management office at the first time, with Ms. Sun, the deputy general manager, as the head of the credit management working group, and important members of the company's finance department, business department, management department and production management department as members of the leading group. The credit management leading group has a credit management office. The person in charge of the management department is the director of the credit management office, and the personnel of the company's finance department, business department and production management department are part-time employees in the office, responsible for daily customer credit management, credit management and business account management.
2. Formulate the workflow of standard implementation.
Our company concentrated the important members of the finance department, business department, management department and production management department as members of the bidding team, implemented the bidding work in different departments, formulated the bidding workflow, and entrusted Jiangsu Industrial and Commercial Enterprise Online Credit Management Co., Ltd. to give us credit management guidance.
3. Construction of rules and regulations
According to the requirements of the Code, our company sorted out the relevant internal systems, and finally compiled and issued eight systems, including post responsibility system for credit management, credit file management system, customer credit management system, customer credit management system, contract review management system, accounts receivable and commercial accounts management system, accountability system for dishonesty and social responsibility system. The establishment of these systems has important guiding significance and supervisory role for the development of credit management.
Second, the implementation of standards.
1, entrusting credit service agencies to guide the implementation of standards.
Credit management is a brand-new job. Before deciding to carry out the work, our company entrusted Jiangsu Industrial and Commercial Enterprise Online Credit Management Co., Ltd. as the third-party counseling agency for our company's credit management work, and put forward some valuable suggestions on how to carry out and improve the credit management work, so that our work can be carried out in an orderly manner.
2. Make rectification according to the standard implementation specifications.
Under the guidance of credit service agencies, we have worked out a work plan to implement the standards, and gradually evaluated the company according to the work plan, constantly improving credit management and gradually modifying the imperfect system. For supplementary forms lacking forms, in short, we strictly follow the improvement ideas provided by credit service agencies.
See the improvement until it meets the requirements of standard implementation. For example, in customer credit management, we found that the previous credit survey of customers was not comprehensive. Now we have further clarified the content of credit investigation according to the requirements, and at the same time conducted investigations through multiple channels, striving for a comprehensive understanding of customers and minimizing the credit risk in the early stage. In addition, we also made clear requirements on keeping credit files. Credit files are kept centrally in the credit management office, and strict inquiry authority is established to avoid the loss of customer information.
Thirdly, the effectiveness of standard implementation.
1. Achievements
(1) Establishment of organizational structure
In order to implement credit management, our company established a credit management leading group and a credit management office. The personnel of the company's finance department, business department, management department and production management department are part-time office personnel, who are responsible for daily customer credit management, credit management and business account management. Responsible for the daily work of credit management. The responsibilities of all personnel were clarified, which laid the foundation for the smooth development of credit management.
(2) Improve the credit management system.
According to the suggestions of service organizations, the company has formulated and promulgated eight systems. The establishment of these systems provides an effective theoretical basis for the development of credit management and plays a certain guiding and binding role.
(3) the improvement of customer credit file management
In order to better manage the files, the company manages the customer's credit files according to the customer number, saves all the customer's credit files in the credit management office, and manages them according to the credit file management system. The implementation of corporate customer credit file management ensures the continuous improvement of customer credit information and provides a true and credible basis for analyzing customer credit status.
(4) The collection methods of commercial accounts are more scientific and diversified.
Our existing commercial account collection procedures include three forms: internal collection, on-site collection and legal proceedings. After this tender submission, we learned that we can also entrust a third-party credit service agency to collect commercial accounts through non-litigation forms. These methods are very reasonable and scientific, and also make our enterprise collection methods more diversified.
(5) Increase external credit instruments.
At present, our company has entrusted Jiangsu Industrial and Commercial Enterprise Online Credit Management Company as a third-party credit service organization. The credit information of more than 100 enterprises can be obtained by querying industrial and commercial enterprises online. In the future, our company will consider using a third-party credit service agency to issue credit reports and increase its own credit publicity.
At the same time, we can also analyze customers' credit information through the third-party credit report provided by customers to promote cooperation between the two parties.
2. Main problems
(1) shortage of credit professionals
Credit management is a professional job. A credit manager should have professional knowledge in credit management, accounting or finance, have some practical experience in credit management, be familiar with the contents and characteristics of enterprise products, customers and services, be familiar with relevant laws and regulations on credit management, and be trained by a credit training institution with professional credit training qualifications. However, at present, our company still lacks such professionals. Actively participate in the national vocational qualification training for credit managers organized by the Municipal Credit Office, and gradually cultivate our company.
(2) The function of the credit information system is not perfect.
Although our company has introduced Founder ERP system, it still needs to be improved in the credit management module. At present, the system is mainly stable in the business account management module, but it is still weak in credit management and customer credit management, and the functions of ERP system need to be continuously improved in the future.
(3) Lack of credit evaluation indicators
At present, our company has no perfect customer credit evaluation index reflecting the basic quality of enterprises, financial institutions, repayment ability, operating ability and development prospects; The investigation on the basic quality, financial institutions and operating ability of enterprises is not very comprehensive; Credit evaluation indicators can provide a reference standard for our external credit, especially in determining the credit limit; Considering that this indicator needs the support of financial indicators, it can't be improved well in the implementation stage of the standard for the time being, we will focus on improving this problem in the future credit management work.
3. Rectification plans and measures
(1) Take credit management as a long-term work.
Our company will gradually integrate the concept of credit management into daily management in accordance with the requirements of the Code, and give full play to the role of credit management as far as possible to prevent credit risks.
(2) Actively participate in professional training to improve the professional level of personnel.
At present, our company has no employees with assistant credit manager or above relevant qualification certificates, but our company will include the training of credit management professionals in the "annual education and training plan" for 20 14 to strengthen the study of credit management, so as to better guide and apply it to the company's credit management work.
(3) Improve the credit information system.
Credit information system can improve work efficiency and save labor costs. Therefore, the management of the company incorporated the improvement of the credit information system into the credit management work plan, and included this part of the expenses into the funds of the credit management department, which provided resource support for the improvement of the credit information system in the next step.
(4) Further improve the credit evaluation indicators.
Credit evaluation index consists of financial index and non-financial index. Through the combination of qualitative analysis and quantitative analysis, microscopic analysis and macro analysis, dynamic analysis and static analysis, the credit status of customers is comprehensively analyzed and evaluated, and the credit rating of customers is obtained.