The so-called training loan is the cooperation between training enterprises and credit institutions. Newly graduated college students borrow money from credit institutions in their own names as training fees, and the training fees are directly credited to enterprise accounts, so that college students can receive training without spending money. So, what are the common routines of training loan scams?
What are the common routines of training loan scam?
1, including employment, or providing pre-job training;
2. Cooperate with various departments;
3. Issue various certificates;
4. There is no charge during the training period, and various new technologies are trained;
Training loan fraud, the whole loan process has high consulting fees and service fees, which are borne by college students themselves. In addition, once college students receive training, credit institutions will lend money. These college students have already borrowed money just after graduation and have not found a job.
Generally speaking, in order to obtain high profits, some credit institutions may relax the verification of the qualifications and identity of lenders, and then induce college students to lend by installments.