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Necessary qualities of real estate appraisers
In recent years, with the continuous expansion of the scope and speed of enterprise asset operation, the development of asset appraisal industry is in the ascendant. Asset transfer, enterprise merger, sale, joint venture, share management, Sino-foreign joint venture, cooperation, enterprise liquidation, mortgage guarantee, enterprise leasing and debt restructuring have become the main businesses that asset appraisers often set foot in. How does an asset appraiser accurately evaluate assets? How to satisfy customers? Comprehensive subject knowledge, strong practical operation ability and high professional ethics are the three qualities that an asset appraiser must possess. The scope of asset appraisal is very wide. It involves accounting, statistics, financial management, equipment management, construction engineering and engineering budget. Judging from the fields involved in this asset appraisal, it includes both tangible assets, such as machinery and equipment, real estate, resource assets, long-term assets, current assets and the overall value of the enterprise, as well as intangible assets, such as goodwill, trademark rights, patents, computer software and non-patented technology. As an asset appraiser engaged in asset appraisal business, we must strengthen the study of basic theoretical knowledge and lay a solid theoretical foundation. In the process of learning, we should overcome the difficulties such as large discipline span and scattered knowledge, grasp the key points and essentials, and integrate them to meet the needs of practical work. Asset appraisal is a practical specialty. On the one hand, in the process of asset appraisal, the nature and characteristics of various assets faced by asset appraisers are very different, so it is not easy to complete the appraisal task quickly and smoothly. At present, a considerable number of personnel have passed the examination and obtained the corresponding asset appraisal qualifications, but they are unable to undertake professional work due to lack of specific practice. On the other hand, because a person's ability and energy are limited, it is difficult to master everything. Therefore, appraisers should focus on one or two majors that they are good at and interested in in in practice, and strive to become experts in this major. In China, due to the influence of administrative intervention, regional monopoly, disorderly competition and other factors, as well as the imperfect system, the awareness of risk control in asset appraisal institutions is weak, and the awareness of professional responsibility of asset appraisers is weak. For example, according to the interests of customers, we can adjust the evaluation results at will, simplify the evaluation steps at will in the evaluation process, and help customers make fakes driven by interests. The existence of these behaviors and phenomena not only directly harms the interests of society and related parties, but also triggers a crisis of trust in asset appraisers by society and the public. Therefore, as an asset appraiser, you should not only have and be competent for the requirements of professional ability, but also have excellent professional ethics, abide by the law, and abide by the principles of independence, objectivity and impartiality. Production evaluation is of great significance to enhance the social image and credibility of the industry.

(A) good political quality and moral quality, is the key to do a good job of evaluation. In the evaluation practice, we found that some evaluators did not attach importance to political study, and could not correctly understand some national regulations and relevant laws, regulations and policies in the evaluation process. In terms of moral character, some appraisers, for their own or short-term interests, do not hesitate to harm the overall interests of the country and the industry, arbitrarily cut the appraisal procedures to meet the unreasonable requirements of the entrusting party, and so on. These behaviors have brought great negative influence to the image of certified asset appraisers and the whole industry. Therefore, the certified asset appraiser has good political literacy and moral quality, which is the key to do a good job in appraisal.

(2) Excellent professional quality and ability quality are the guarantee to do a good job in evaluation. Professional quality refers to the appraiser's ability to master and apply professional knowledge, professional skills and professional level in evaluating his practice. If the appraisers can't master the laws, regulations and appraisal criteria related to asset appraisal, the business they are engaged in or responsible for, or have a deep understanding of appraisal theory but can't apply it to appraisal practice well, or have a good professional level but can't handle interpersonal relationships well, and have no good expression ability and organizational management ability. They can't do asset appraisal well. Therefore, excellent professional quality and ability quality are the housekeeping skills of asset appraisers, the guarantee of doing a good job in appraisal, and also the quality that appraisers should have most.

(3) Healthy physical and mental quality is the premise of evaluation. In the face of fierce market competition, if you don't have good health, you can't do well, especially in the asset appraisal industry. The places you serve are often thousands of miles away, even remote places. In addition, the object of asset appraisal service involves all aspects, and the understanding of asset appraisal is different. In the process of appraisal, some people cooperate and support the appraiser's professional behavior, while others don't understand and cooperate, which all put forward high requirements for the appraiser's physical quality and psychological quality. Therefore, a certified asset appraiser can't do a good job of appraisal without good health, good psychological endurance and healthy and upward attitude, no matter how high his level and ability are.

(D) Good internal cultivation and external image are the basis of good evaluation. Whether in an institution or in the process of appraisal practice, the internal quality of certified asset appraisers can be shown in the process of communication with people. Once their good internal quality is recognized by the other party, they will win the trust of the other party and have full confidence in you, which lays the foundation for doing a good job in assessment. At the same time, the appraiser's neat, decent, concise and generous dress, paying attention to etiquette and civilized language in various occasions, and accurate, concise and elegant speech can all reflect the self-confidence and cultural accomplishment of professional appraisers to a certain extent, thus promoting communication and exchanges with customers and establishing good interpersonal relationships. Therefore, a good external image is also the basis for a good evaluation.

Measures to improve the quality and ability of asset appraisers: First, improve the examination system. At present, the qualification examination for asset appraisers in China has played a positive role in selecting excellent asset appraisers. However, compared with the needs of foreign developed countries and practical work, there are still many problems, mainly because the content of the examination is too small, the scope is too narrow, the depth is not enough, and the level is too small. At present, there is only one-level asset appraiser examination in China. Those who pass the qualification examination are collectively called asset appraisers, but the level of those who pass the examination is still very different, and the examination content is not closely combined with practice. /news/2008/6-20/b 1 02214705.htm2 Strengthen continuing education, continuously improve the quality of certified asset appraisers (1), and accelerate the establishment of relevant standards for continuing education in asset appraisal. In order to make the asset appraisal industry make greater contribution to the economy, the management department must speed up the formulation and implementation of relevant laws and regulations on asset appraisal continuing education. First of all, strengthen the management of asset appraisal intermediaries, strengthen the responsibilities of intermediaries, and make intermediaries pay attention to continuing education so that continuing education will not become a mere formality; Secondly, for asset appraisal practitioners, the study time of asset appraisers is guaranteed by laws and regulations, which provides legal guarantee for asset appraisers to improve their own quality; Finally, laws and regulations should clearly stipulate the organization of continuing education for asset appraisers, so as to ensure the quality of continuing education for asset appraisers and promote the healthy development of asset appraisal industry. (2) Establish a library of expert teachers to ensure the quality of continuing education. The establishment of laws and regulations on asset appraisal continuing education is fundamental to ensure the quality of continuing education, and the implementation of continuing education is directly related to the quality of continuing education, among which the construction of continuing education teachers is the primary focus. Only high-quality teachers can ensure the teaching quality of continuing education, thus ensuring the quality of continuing education. The establishment of teachers' reserve bank should make full use of the human resources of assets evaluation, rely on the National Accounting Institute, take scientific research institutions and intermediaries as teachers' sources, establish a teacher evaluation system, strictly control teachers and ensure their quality. (3) changing the way of continuing education. With the development of information technology and Internet technology, the way of continuing education for certified appraisers should be diversified from traditional classroom teaching. China Appraisers Association should establish online training courses, online business seminars and other training forms. Every certified appraiser has a lifelong continuing education account, which can be used to record the history of continuing education and other information. Online online training courses can establish an online ability test system accordingly. If members meet the corresponding competency standards, the training requirements for them can be reduced accordingly. Online seminars set up real-time main topics, experience exchange topics, member questions and answers and other columns, and hired relevant experts as moderators to grade online topics and record the class hours of members accordingly. Promote the development of continuing education courses. In order to ensure the quality of continuing education, firstly, China Appraisal Association should establish strict curriculum development procedures, and continuing education should meet the business needs of asset appraisers, select curriculum items on the basis of full investigation, and then try out some courses on the premise of practicality and gradually expand them; Secondly, curriculum development should consider the needs of appraisers with different experiences and positions, and set different curriculum items according to the needs of different personnel. Curriculum projects should ensure that the professional ability of evaluators is effectively improved; Finally, the curriculum development should establish a stable teaching material group, make full use of the resources of the National Accounting Institute, scientific research institutions, institutions of higher learning and intermediary institutions, compile high-quality teaching materials and apply them to continuing education courses. In the United States, Hong Kong and other developed countries and regions, the management agencies of the asset appraisal industry attach great importance to the follow-up education and evaluation of asset appraisers. It is stipulated that as an asset appraiser, he should complete the assessed vocational training, write appraisal experience and papers, and submit his own appraisal report within the prescribed time limit. If he can't finish the corresponding work, he will be punished by the trade association until his membership is cancelled. Generally speaking, the follow-up education of asset appraisers in China's asset appraisal has not yet become a daily work, and the regular assessment of asset appraisers has not yet been realized. Therefore, strengthening the follow-up education and regular evaluation of asset appraisers is of great significance for reducing the risks brought by asset appraisers. Third, improve the professional quality of employees and enhance their risk prevention ability. As a famous asset appraiser, it requires not only professional knowledge of appraisal, but also extensive knowledge of economy, law, architecture and finance. With the further development of China's evaluation industry, the evaluation theory and technology are constantly improved, developed and updated, and relevant policies, regulations and evaluation standards are constantly introduced or updated, which also requires appraisers to constantly learn new knowledge, regulations and technologies to meet the requirements of the constantly developing money market. In addition, the pace of economic globalization is accelerating. With the increase of China's foreign exchange, the appraisal industry will inevitably communicate with its peers in the world and participate in international appraisal. In order to connect with international evaluation standards and realize mutual recognition of evaluation results, appraisers need to understand, learn and learn from the evaluation standards, methods and technologies adopted by the international evaluation industry. That is, through the continuing education of appraisers, the professional quality of appraisers can be improved. However, in view of the phenomenon that the theoretical research of China's evaluation industry lags behind the practice, the administrative departments and associations of evaluation industry should vigorously promote the theoretical research and organically combine the theoretical research with the evaluation practice, so that the follow-up education can really promote the improvement of the professional ability of appraisers and the healthy development of the industry, instead of being a mere formality or planning for their own interests. Break the "small workshop" operation, implement joint reorganization of institutions, complement each other's advantages, and enhance competitiveness and risk resistance. Taking real estate appraisal as an example, the object of real estate appraisal is complex and professional, which requires that the appraisal work must be completed by a professional team composed of multidisciplinary talents. Each institution has certain advantages and expertise, but it is small in scale and weak in competitiveness, and operates in a "small workshop" mode. Evaluation institutions should seize the opportunity, complete organizational restructuring, focus on long-term interests, make long-term plans, adopt advanced business operation concepts, become bigger and stronger, build a brand of China evaluation industry, and cope with market competition. Improve the access and exit mechanism of the evaluation industry. Asset appraisal involves a wide range and is highly professional. In order to ensure the overall capital of the asset appraisal industry, the personnel who apply to engage in asset appraisal business shall be strictly examined for their professional ability, and those who fail to meet the requirements shall not engage in asset appraisal business; If the existing assets appraisal results and appraisers fail to meet the requirements through annual inspection or other forms or seriously violate professional ethics and relevant laws and regulations, depending on the seriousness of the case, they will be severely punished or even expelled from the appraisal industry, and they will never be engaged in the asset appraisal industry. Improve the illegal cost of asset appraisal institutions and appraisers, urge them to engage in real estate appraisal cautiously, fairly, legally and independently, and improve the overall quality of the asset appraisal industry. In the course of daily operation, appraisal institutions and asset appraisers should take every appraisal report seriously, strictly and carefully examine and verify the entrusting enterprise, and measure the risks and benefits of the appraisal project under different appraisal purposes. Especially for the matters that do not meet the evaluation standards, because the matters directly affect the responsibilities and risks of the evaluation institutions, we should stick to our own reservations and pay attention to them to reduce the possibility of inevitable risks. Quality comes from training, and quality comes from education and learning. To improve the comprehensive quality of certified asset appraisers, we should not only rely on the strong follow-up education and training measures of trade associations, but also advocate appraisers to continuously educate themselves in practice and pay attention to the cultivation of various qualities. Only by making education and learning truly become the internal self-demand of appraisers can we learn self-orientation, self-adjustment, self-creation, self-development and self-improvement in practice, and can we adapt to the needs of market reform and development in political thought, professional ethics, professional quality, self-cultivation and modern science and technology.

(1) Improve political literacy and enhance moral awareness. Under the new situation in the new century, it is an important link to strengthen the construction of appraisers and the spiritual civilization of the asset appraisal industry to improve the political and ideological cultivation of certified asset appraisers and enhance their professional ethics awareness. Trade associations and appraisers should work hard in these two aspects, incorporate the "people-oriented" management idea into the political work system, and guide certified asset appraisers to consciously put their talents into the development of appraisal. Appraisers should strive to achieve the following points in practice: First, adhere to the correct political direction. Appraisers should pay attention to cultivating and improving their political theory level and policy grasping ability, and can better unify the party's line, principles and policies in various periods with national laws and regulations according to the different situations of evaluation projects, and implement them in evaluation practice; The second is to establish good values and outlook on life. We should adhere to the professional principle of "independence, objectivity and fairness", earnestly follow the evaluation criteria and professional ethics, ensure the quality of evaluation work, provide the best service for customers, and gradually become a complete person with social and personal values. In recent years, some certified asset appraisers can't resist the temptation of material interests, which eventually has a very bad influence on the whole industry. These appraisers are not without professional ability, but what they think in their minds is not to safeguard the interests of all parties in asset appraisal, the healthy development of the industry and the image of impartiality and independence, and everything is only driven by personal interests. This shows how important it is for certified asset appraisers to establish a good and correct outlook on life and values; The third is to improve the ability to resist corruption and change and distinguish between right and wrong. In practice, we often meet some customers. In order to achieve a certain goal, they often do not hesitate to corrupt and seduce appraisers in various ways, and even use their connections to force appraisers to submit. Therefore, in the process of practicing, appraisers should always pay attention to strictly observing professional ethics and discipline, establish the idea of serving the people wholeheartedly, constantly enhance their consciousness of resisting corruption and preventing degeneration and their ability to distinguish right from wrong, consciously resist all kinds of unhealthy trends, not be troubled by all kinds of secular interests and gains and losses, calmly and objectively think, analyze and study problems with a detached attitude, and consciously and faithfully perform the duties of appraisers. Only by transforming professional ethics into the intrinsic quality of appraisers can we practice honestly, fairly and legally.

(2) Pay attention to self-education and improve the comprehensive level. All kinds of follow-up education and training of trade associations are only external causes for appraisers, and the constant self-education of appraisers is the real internal cause. As we all know, external factors can only work through internal factors. Therefore, evaluators should pay attention to the importance of self-education to improve their comprehensive quality and constantly cultivate and improve their self-education ability. The first is to attach importance to training. Appraisers should pay attention to and actively participate in all kinds of follow-up education and training organized by industry associations, so that they can fully understand the laws, regulations and evaluation criteria related to asset evaluation in time and master the methods of flexibly using various evaluation skills to adapt to the ever-changing new situation; Followed by extensive reading. Asset appraisal is highly professional and requires high technical expertise. In the process of providing services for enterprises and assets appraisal parties, not only high professional skills are needed as support, but also a broad cultural knowledge base is needed. Through extensive reading, you can not only broaden your horizons and enrich your knowledge, but also fully absorb all kinds of cultural nutrients, so that you can stand on your major, surpass your major and become a flexible talent with broad vision and strong adaptability. The third is to be diligent in thinking. Thinking is the golden key to open the door of ability. Evaluators should be diligent in thinking, sort out their practical short-term goals in time, constantly adjust and modify their efforts, and enhance their self-confidence and adaptability; The fourth is to pay attention to practice. Practice is the best way to test learning quality and ability, and it is also an important channel to improve learning quality and ability. Appraisers should pay attention to practice, make inferences on the basis of "learning, understanding and using", and comprehensively apply interdisciplinary and multidisciplinary knowledge.

(3) Advocate professionalism and constantly improve yourself. Love and dedication is the basis for a person to do a good job. It is the basic requirement for every certified asset appraiser to love the post of appraiser and constantly improve his comprehensive quality. At present, many assessment agencies pay more and more attention to professionalism besides their abilities. If you don't have a good professional quality, even if you have a certain talent, you will not be competitive and will be eliminated. Only by truly loving the post of appraiser, establishing a good personal vision, and giving full play to and sublimating one's personal vision and talent in one's own post can one continuously improve oneself.

(4) Pay attention to ability training and improve adaptability. The first is learning ability. According to statistics, only about 10% of a college student's professional knowledge can come in handy after taking up a job, and the remaining 90% will be out of date after graduation. Therefore, every evaluator must firmly establish "learning, practice; Learn again and practice again. " In recent years, with the acceleration of China's legislation and the deepening of the reform of state-owned enterprises, a considerable number of normative documents, policy provisions, judicial interpretations and local regulations have been explicitly abolished, and at the same time, a large number of new laws, regulations and normative documents have been promulgated, such as the new Company Law, the Securities Law and the Partnership Enterprise Law. Appraisers should update relevant knowledge in time, not only in professional fields, but also in general knowledge. The wider the appraiser's knowledge, the more he can exchange opinions with customers and solve their problems. The second is interpersonal skills. In work and life, we should pay attention to cultivating ourselves and properly handle the relationship with colleagues, enterprises, customers and all walks of life in a socially recognized way. Only when evaluators have certain interpersonal skills and are good at dealing with various interpersonal relationships can they give full play to their talents in the evaluation work. The third is the ability of logical thinking. Appraisers must collect a large amount of information or materials related to the appraisal business from the entrusting party or other channels when carrying out each appraisal business, but these information and materials are often not all useful and need to be analyzed, judged, reasoned, synthesized and summarized by appraisers. Therefore, appraisers should always pay attention to cultivating their logical thinking ability, reading more books, asking more questions, practicing more and thinking more, and paying attention to integrating theory with practice. The fourth is the ability of language expression. Appraisers should be good at exchanging ideas, discussing problems, exchanging information and expounding opinions in their daily study, work and life. If we don't pay attention to the cultivation of expressive ability, no matter how good the ideas and methods are, they will also affect the ability to play. In practice, we often see that some appraisers have high theoretical level and professional level, but their oral expression ability is poor, so they can't communicate with customers well in practice.

In addition, appraisers should also pay attention to constantly cultivate and enhance their sense of innovation and improve their ability to solve problems and organize management to adapt to the ever-changing new situation.

(5) Pay attention to both internal and external training to enhance the professional image. Inner cultivation is a noble sentiment and moral character. Appraiser's highly responsible practice behavior, serious and down-to-earth work attitude, professionalism, team spirit and spirit of Excellence, full of self-confidence, optimism, arrogance, kindness, restraint, modesty and courtesy, etc. , are the intangible attraction of inner cultivation. The external image is often the expression of its internal cultivation. What kind of inner cultivation there is, what kind of external image there will be. A person with good heart and noble feelings, even if the external image is flawed, the spiritual world is beautiful, and inner cultivation is the main thing. Appraisers must strive to improve their internal cultivation and pay attention to their external image. Only by studying both inside and outside can you constantly improve your professional image.

(6) Pay attention to physical and mental health and keep in good condition. Healthy body, good psychology, external affinity, appeal and other personality charm are the basis for assessors to do a good job. Only physical and mental health can be considered as real health. We should take advantage of our spare time to strengthen physical exercise, maintain a good attitude, and pay attention to cultivating the ability of self-improvement, including self-confidence, frustration tolerance, self-improvement, self-evaluation, self-reflection and emotional adjustment. Pay attention to learn psychological adjustment, maintain an optimistic attitude, cultivate good self-control and adaptability, consciously eliminate various psychological obstacles, and meet challenges with a good mental state.

The future competition is the competition of comprehensive quality. Certified asset appraisers must master their professional knowledge and make use of every opportunity to improve their comprehensive quality. Only in this way can they be in an invincible position in the fierce market competition.