1. The face of a bank acceptance bill must contain seven items: the words "bank acceptance bill", the entrustment of unconditional payment, the determined amount, the name of the paying bank, the name of the payee, the date of issue and the signature of the drawer.
2. When the drawer or holder of a bank acceptance bill presents it to the bank for acceptance, the credit department of the bank is responsible for carefully examining the drawer's qualification, credit standing, purchase and sale contract and the contents recorded in the bill in accordance with the relevant regulations and examination and approval procedures, and the drawer can provide guarantee when necessary.
Extended data:
1. Before the drawee accepts the bill, the principal debtor is the drawer; After acceptance, the drawee becomes the principal debtor, and the drawer and other endorsers are the subordinate debtors. When accepting a bill of exchange, the holder must actually present the bill, which is called presentation.
2. A bank acceptance bill is a bill in which a depositor opens a deposit account in an acceptance bank, applies to the bank, and is examined and accepted by the bank to guarantee unconditional payment of a certain amount to the payee or holder on a specified date.
3. A bank acceptance bill is a bill issued by the drawer, accepted by the bank, and entrusted by the payer to unconditionally pay a certain amount to the payee or holder on a specified date.
4. If the drawer of the bank accepting the bill fails to deposit the bill in full on the maturity date of the bill, the accepting bank will unconditionally pay the amount of the bill to the holder according to the bill, and interest will be charged on the amount of the bill unpaid by the drawer at the rate of five ten thousandths per day.
References:
Baidu Encyclopedia _ Acceptance Bill Baidu Encyclopedia _ Bank Acceptance Bill