1, Anhui Jieshou Rural Commercial Bank is a joint-stock rural commercial bank, which implements the management system of first-class legal person, unified accounting, hierarchical management and authorized operation. At the same time when the bank opened, jieshou city Rural Credit Cooperative Union terminated itself, and its creditor's rights and debts were converted into bank's creditor's rights and debts. The registered capital is 285.5 million yuan, and the legal representative is Wang Yunsui, whose address is No.553 Zhongyuan Road, jieshou city.
2. Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement; Handle bill acceptance and discount; Engaged in card lending business; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Engage in interbank lending; Acting for payment and insurance agency business; Provide safe deposit box service; Other businesses approved by China Banking Regulatory Authority.
Background of rural commercial banks:
1. Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks.
2. On the premise of maintaining the overall stability of the county legal person status, we will steadily promote the reform of the provincial association, gradually build a consortium with property rights as the link and equity as the link, and truly form the interest link between the provincial association and the grassroots legal person society.
3. The proportion of qualified shares in China's rural credit cooperatives has dropped below 30%, and about 303 rural commercial banks and 2 10 rural cooperative banks have been established. The total assets of rural banks account for 465,438+0.4% of the rural cooperative financial institutions in China. In addition, 1424 rural credit cooperatives have met or basically met the conditions for establishing rural commercial banks.