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Can I enjoy preferential treatment when applying for small loans with the certificate of entrepreneurship training? How do I apply for a loan?
Citizen asked: I have obtained the entrepreneurship training certificate. I don't know if I can borrow vouchers, and how much can I borrow? A: SYB (Entrepreneurship Training) is an entrepreneurship promotion training project jointly developed by the Ministry of Labor and Social Security and the International Labour Organization, aiming at promoting laid-off workers' self-employment and self-employment. It is the English abbreviation of "Entrepreneurship". According to the learning characteristics of adults, this training adopts interactive, participatory and other intuitive teaching methods, starting with the cultivation of entrepreneurial awareness, and then leading to the practical learning of establishing a good business concept, evaluating the market, organizing enterprise personnel, establishing the legal form and responsibility of enterprises, predicting start-up funds, making profit plans, judging whether enterprises can survive and other links and contents. Until starting a business, the whole learning process is ten steps, interlocking and finally completing the "business plan". After passing the training, the enterprise training certificate will be issued. In order to promote the unemployed to start their own businesses, seven ministries and commissions, including labor, finance and banking, jointly launched a small secured loan project. The conditions and methods for applying for small loans in our city are as follows: the conditions for applying for small loans are: 1, unemployed people who start their own businesses and engage in self-employment; 2. No bad credit records or other economic violations; 3. Hold a "Re-employment Concession Card"; 4. Approved and registered by the administrative department for industry and commerce and obtained a business license or a certificate of informal employment labor organization issued by the labor and social security department; 5. The loan project conforms to the national industrial policy, has good market prospects, and has certain profitability and repayment ability; 6. The guarantee institution confirms the necessary counter-guarantee measures. Those who have participated in SYB training and obtained the entrepreneurship training certificate can apply first. Methods and steps of applying for small loans: 1, individual application; 2. Street recommendation; 3, the District Labor and Social Security Bureau review; 4. Underwriting by guarantee institutions; 5, commercial banks nuclear loans. Application amount and preferential treatment of small loans: the application amount of small loans is 20,000-80,000 yuan; The discount time generally does not exceed 2 years.