When a person with a medical insurance card sees a doctor in a designated hospital, he can use the medical insurance card to swipe his card directly on the POS machine without hospitalization, that is, pay the medical treatment fee, medicine fee and so on. Pay attention to the window designated by medical insurance, and the medical insurance card cannot be used for cash withdrawal or transfer.

Social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded.

The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

If a medical insurance patient is hospitalized in a designated medical insurance hospital, he can issue a medical insurance card, and the medical insurance unified settlement system will read the information of the insured person and handle the hospitalization number. At the time of discharge settlement, the medical insurance system will not accept the part you "reimbursed" (that is, part of it has been reimbursed). The specific reimbursement ratio varies from place to place. Generally speaking, according to the actual amount of expenditure, for example, the reimbursement rate for spending 10 thousand is about 55%-65%.

In general medical insurance designated pharmacies, when we buy medicine, we can pay directly with medical insurance card. But make sure there is enough money in the medical insurance card. If it's not enough, make up the money yourself.

The medical insurance card is used in the designated medical insurance hospitals registered in real-name registration system. Only I can use it, and no one else can borrow it. Similarly, you can't use someone else's medical insurance card.

The new medical insurance card can only be used if the funds are available. Therefore, before using the medical insurance card, check the balance in the card first. The minimum medical insurance card is about one month in 40 yuan. The higher the medical insurance premium, the more money there is in the card.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.