Monthly deposit amount of the borrower's unit housing provident fund × (repayment ability coefficient-the borrower's existing monthly repayment amount )× loan period. Provident fund, a technical term, usually refers to housing provident fund, and sometimes also refers to company provident fund. The calculation formula of the loan amount of Cangzhou Provident Fund is the monthly deposit amount of the borrower's unit housing provident fund × (repayment ability coefficient-borrower's current monthly repayment amount )× loan period. Cangzhou City is a prefecture-level city in Hebei Province, located in the Heilonggang River Basin in the southeast of Hebei Province and the east of Hebei Plain.
What are the suitable corporate loans in Cangzhou, Hebei Province? And these!
Cangzhou is an important city in Hebei Province with rapid economic development. Many local enterprises are facing the situation of low efficiency, so what are the appropriate corporate loans? Today we will introduce a few common ones.
1. What are the appropriate corporate loans?
1, loan company
There are many formal loan companies in Cangzhou, which can provide loan services. You can go directly to the local financial office to check the company list, which is more reliable. The application threshold of loan companies is relatively low, and the next payment is fast, but the interest is high, so business owners can choose freely according to their own conditions.
2. Online loans
Now most loan business can be done online. This kind of online loan is characterized by simple application and quick receipt, which can greatly alleviate the problem of lack of funds for enterprises.
Microfinance: The popular pure online enterprise loan is very fast and can be lent immediately without mortgage. The funds will be received in a few minutes, with daily interest and repayment as you borrow them.
Online commercial loan: Alipay's large commercial loan. Online business loans include Ali credit loans, online business loans, Tmall credit loans and Taobao credit loans.
Second, the company loan matters needing attention
1, try to choose loans from banks and financial institutions, which is more formal and safe and will not be routine.
2. When signing an enterprise loan contract, you should read the specific terms carefully and make clear the amount, interest rate, term, repayment method, liquidated damages and other contents.
3. If mortgage or pledge is selected, the bank will generally entrust a professional third-party evaluation company to evaluate the collateral or pledge, and the expenses incurred will be borne by the borrower.
Is there a private loan in Cangzhou, Hebei?
Yes In Cangzhou, Hebei Province, in order to meet people's demand for borrowing money, private lending is open. Hebei Province, referred to as "Ji" for short, is the capital of Shijiazhuang and one of the birthplaces of the Chinese nation. During the Warring States period, most of Hebei belonged to Zhao and Yan, so Hebei was also called the land of Yan and Zhao.
How can I repay the loan from Cangzhou Bank now?
If you want to return the loan of Cangzhou Bank, you need to bring cash or bank card, and at the same time bring the relevant information of the previous loan to the counter of Cangzhou Bank where the loan was originally handled.
Is Cangzhou financial service platform a loan?
Yes Cangzhou financial service platform is a loan, which is mainly to effectively solve the problem of difficult and expensive financing for small and medium-sized enterprises. To this end, City Finance Holdings Co., Ltd. has built a smart financial service platform for small and medium-sized enterprises in Cangzhou.
What are the conditions for the credit loan of Cangzhou Bank?
Cangzhou Bank is a joint-stock commercial bank founded by eight legal persons including Cangzhou Finance Bureau and 48 1 natural person. Cangzhou Bank has also launched many credit loans. Many people want to apply for a credit loan from Cangzhou Bank. What are the conditions for the credit loan of Cangzhou Bank?
1. The applicant is between 22 and 60 years old and has full capacity for civil conduct.
2. The applicant has a personal account in Cangzhou Bank and certain assets.
3. The applicant has a stable income and the ability to repay the loan.
4. The applicant's credit information is good, and there is no bad record such as overdue.
The credit loan conditions of Cangzhou Bank are relatively simple. Applicants who meet the above conditions can apply directly in online banking of Cangzhou Bank or mobile banking of Cangzhou Bank.