Insurance must first consider whether it is suitable for this industry. The insurance industry is relatively mature abroad, and the threshold for employment is very high. Basically, you have to get a difficult certificate before you can start working. Therefore, practitioners have higher quality, higher wages and more respect. However, in China, this situation first experienced a period of crazy development, and the threshold for employment was very low. Many practitioners sell their products to customers before they know it, and there are some frauds in the sales process, which leads to the low evaluation of insurance practitioners in society. Therefore, to choose this industry, we must first establish a long-term career plan, firmly believe in our own choices, and not be afraid of others' doubts.
Insurance itself is a good risk management tool, and everyone needs insurance. In financial allocation, insurance plays the role of defensive assets. Personally, I am very optimistic about the long-term prospects of the insurance industry, because China has entered an aging society and its urbanization is developing very rapidly. In the future, residents' demand for personal financial management and pension planning will increase. However, there are few professional employees with high-end certificates (CHFP\CFP, etc.). ) In China. I believe that there will be many highly educated people joining this industry in the future, which is the stage for private wealth managers with high education, high professionalism and high certificates.
If you start to do field sales, you need to overcome many difficulties. Objectively speaking, not everyone can succeed in this industry. Of the ten people, only three may persist after one year, two after two years, and only 1 after ten years. But if you find this person who has persisted for ten years, he must be a department manager or a higher position now, and his annual salary should be stable at 300- 1 10,000.
You should consider it carefully in combination with your own situation. If you decide to do it, it is recommended to prepare the living expenses for half a year before going back to the insurance industry. The insurance industry was difficult at first.