1. Short-term loan: the loan interest rate within one year (inclusive) is 4.35%.
2. Medium and long-term loans: the loan interest rate for one year to five years (including five years) is 4.75%, and the loan interest rate for more than five years is 4.9%.
3. Provident fund loans: the interest rate of provident fund loans for less than five years (including five years) is 2.6%, and the interest rate of provident fund loans for more than five years is 3. 1%.