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What are the four principles that distinguish Ming from Ya?
These four principles are no product briefing, no main product, no different commission points and no sales proportion commitment.

1. No product briefing: Mingya requires the broker to integrate the contents of the product briefing into the daily communication with customers through daily customer service and communication, so that customers can obtain professional insurance consulting services without attending the product briefing.

2. No main products: Mingya doesn't set main products, but brokers recommend a variety of products to customers, objectively and neutrally explain the characteristics of each product, and assist customers in product selection, not just recommending the company's main products.

3. Inconsistent commission points: Mingya does not implement differentiated commission points due to different products or sales channels.

4. No commitment to sales ratio: Mingya does not require brokers to commit to sales ratio, but helps brokers to improve their abilities and business level and provide better services to customers by providing professional training and standardized management.