No charge. According to the introduction of Alipay Wealth Black Card, Wealth Black Card refers to a black card that is eligible for free use when the financial score reaches 800 points, and can enjoy the corresponding privileges of Wealth Black Card, which is not a fee-based service. Alipay, a subsidiary of Ant Technology Group Co., Ltd., was established in 2004. After 19 years of development, Alipay is an open platform for domestic third-party payment, which is mainly operated by Alipay (China) Network Technology Co., Ltd. and Alipay (Hangzhou) Information Technology Co., Ltd.