(1) Establish and improve the contract management system;
(2) Establish and improve the cooperation system with the construction unit, timely communicate information and enhance mutual trust;
(3) Establish and improve the demand investigation system of construction project supervision service, which is also one of the important means for enterprises to effectively compete and prevent business risks;
(4) Establish an internal credit management responsibility system, timely check and evaluate the implementation of enterprise credit, and constantly improve the level of enterprise credit management.
The essence of modern market economy is credit economy based on contract, and credit transaction has become the necessary means and main mode of operation for enterprises to gain market competitiveness. According to statistics, in European and American countries, credit payment between enterprises has accounted for more than 80% of transactions. The establishment of modern enterprise credit management system has obviously become the core and foundation of the long-term development of enterprises and the fundamental guarantee for enterprises to have international competitiveness. At present, most business operators in China have realized that credit is an "access card" to integrate into the international market, and have made some useful explorations. However, the overall credit management of Chinese enterprises is still at a low level, which is difficult to meet the requirements of the current buyer's market and credit economy.
Enterprise credit management mechanism is not perfect;
First, enterprise credit management institutions do not exist. In many enterprises, the responsibilities of the sales department and the financial department in risk control and credit management are not clearly defined. There is no independent credit management department and professionals, but credit management is carried out by sales personnel or personnel from other departments.
Second, there is a lack of credit risk management mechanism. Under the condition of market economy, the variability of trade environment determines the variability of customer situation, and the credit status of customers will change with the change of environment. Many enterprises do not attach importance to credit risk control, do not establish a dynamic credit risk management tracking mechanism, can not accurately grasp the credit status of customers in advance, do not have a sensitive customer tracking feedback mechanism, and lack effective control means for debt collection afterwards, which makes enterprises face transaction risks.
What are the steps to establish an enterprise credit management system?
1) Within two months, the senior leaders of the enterprise will take the lead in training the sales personnel, financial personnel, management personnel and other related personnel of the enterprise, and conduct comprehensive training on credit management; Collect and sort out customer credit information, summarize, integrate and archive all customer information in the enterprise, find out overdue accounts with long overdue time and poor customer reputation, and focus on strengthening the collection of these accounts.
2) Establish an enterprise credit management department within four months, recruit and select qualified credit management personnel, formulate credit management policies and credit management systems, and guide enterprises to manage the personnel of various departments of enterprises according to regulations during the credit management transition period. Formulate management mode and operating procedures.
3) During the transition period, it will take about one year to evaluate and modify the credit management measures and form a relatively fixed credit management system.