Question 2: What does UnionPay mean? What's the use? China UnionPay is a joint-stock financial service institution established by more than 80 domestic financial institutions with the approval of the People's Bank of China, with a registered capital of 654.38+65 million yuan.
The company was established on March 26th, 2002, and its headquarters is located in Shanghai. The company adopts advanced information technology and modern corporate management mechanism, establishes and operates an extensive and efficient inter-bank information exchange network system for bank cards, formulates unified business norms and technical standards, realizes efficient inter-bank universality and joint business development of bank cards, popularizes UnionPay cards, actively improves the acceptance environment, promotes the rapid development of China's bank card industry, and builds the UnionPay brand into a major international bank card brand, so as to realize that UnionPay cards can be used wherever China people go. ".
Question 3: What is China UnionPay? Overview of China UnionPay
China UnionPay is a joint bank card organization in China approved by the People's Bank of the State Council and the People's Bank of China. It was established in March 2002 and its headquarters is in Shanghai. At present, there are more than 240 member institutions at home and abroad.
As a joint bank card organization in China, China UnionPay is in the core and pivotal position in the bank card industry in China and plays a fundamental role in the development of the bank card industry in China. Through the inter-bank transaction clearing system of UnionPay, banks have realized the interconnection between systems, thus realizing the inter-bank, inter-regional and cross-border use of bank cards. On the basis of building and operating the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperates with commercial banks and other industrial parties to promote the unification of UnionPay card standards and norms and build its own brand of bank cards; Promote the development and application of bank cards; Maintain the market order of bank card acceptance and guard against bank card risks.
The establishment of China UnionPay marks the formal formation of a new industrial development system of "jointly formulating rules, jointly promoting business, jointly expanding markets, and jointly standardizing order", and marks the beginning of intensive and large-scale development of China's bank card industry, which has entered a new stage of comprehensive and rapid development.
Since its establishment, China UnionPay has actively complied with the social and economic development of the country and the people's demand for cards, kept in mind the industrial mission, fulfilled its social responsibilities, fully played the role of bank card organization, and actively joined hands with commercial banks, professional institutions and other relevant parties in the bank card industry to explore the development path of China's characteristic bank card industry. It has effectively safeguarded the national economic and financial security, promoted the extraordinary and leap-forward development of China's bank card industry, and made China rapidly develop into one of the fastest growing and most potential countries in the world.
Thanks to the joint efforts of China UnionPay and commercial banks, the networking of bank cards in China has been deepened, and the UnionPay network has become increasingly popular not only in the eastern region and large and medium-sized cities, but also in the central and western regions, small and medium-sized cities and vast rural areas. By the end of June 2009, the number of online merchants 1.35 million, online POS machines1.65 million, and online ATM machines1.80 million were 9 times, 9.7 times and 4.7 times respectively before the establishment of UnionPay in 2006 and 5438+0. A large-scale bank card acceptance network has been formed in China. With the deepening of networking and the continuous improvement of domestic bank card acceptance environment, the transaction volume of bank cards has shown a rapid and progressive growth. In 2008, the amount of inter-bank transactions of bank cards nationwide reached 4.6 trillion yuan, 50 times that of 200 1 year before the establishment of UnionPay. The proportion of bank card consumption in the total retail sales of social consumer goods rose from 2.7% in 200 1 year to 24.2% in 2008.
In order to meet the growing overseas business, tourism and study needs of China people, and to extend the services of domestic commercial banks overseas through the UnionPay network, China UnionPay actively launched the construction of an international acceptance network. By June 5438+00, 2009, 67 countries and regions abroad had accepted UnionPay cards. At the same time, China UnionPay actively promotes the issuance of UnionPay standard cards overseas, providing payment convenience for overseas people to work, travel and study in China. At present, nearly 50 financial institutions in 8 countries and regions have officially issued UnionPay standard cards in local currency overseas. UnionPay cards are not only recognized by domestic cardholders, but also by cardholders in more and more countries and regions.
In order to meet the needs of China's economic and social development and fulfill the industrial mission and social responsibility entrusted by the state, China UnionPay actively cooperates with commercial banks to build its own brand of bank cards in China-UnionPay Card. In August 2003, China UnionPay officially launched a high-quality, international self-owned brand bank card-UnionPay Card, which has independent intellectual property rights and conforms to unified business norms and technical standards. With the popularization and application of UnionPay cards, the brand of UnionPay cards is becoming more and more famous among Chinese people. According to a survey conducted by A.C. Nielsen, an authoritative international research organization, the awareness of UnionPay brand in China is as high as 96%, and it continues to lead the bank card market in China.
In order to meet the people's increasingly diverse credit card needs, China UnionPay vigorously promotes various innovative payment services based on bank cards. People can not only use bank cards at ATMs and merchants' POS card swiping terminals, but also realize various payments such as public utility payment, air ticket hotel reservation, credit card repayment and self-service transfer through various emerging channels such as the Internet, mobile phones, fixed telephones, self-service terminals and digital TV. With the joint efforts of China UnionPay, commercial banks and other relevant institutions, we are committed to meeting the diversified card demand of China people. & gt
Question 4: What does UnionPay mean? Unionpay is simply understood as a tool or bridge between the financial systems of major banks, and its main purpose is to facilitate the general public. As long as your card is marked with UnionPay, you can deposit and withdraw money at any cash machine marked with UnionPay in China. Of course, the corresponding service counter can also handle related business. And with this card, you can swipe your card anywhere in China where you can use UnionPay. China Post has also joined the UnionPay system, which can be used to deposit and withdraw money and spend money all over the country.
Question 5: What is UnionPay? The full name of China UnionPay is China UnionPay Co., Ltd., which was established on March 26, 2002 and is headquartered in Shanghai. Approved by the People's Bank of China, it is a joint-stock financial institution initiated by more than 80 domestic financial institutions with a registered capital of 65.438+65 billion yuan. The company adopts advanced information technology and modern corporate management mechanism to establish and operate a national inter-bank information exchange network for bank cards, so as to realize the nationwide networking of bank cards, promote the rapid development of China's bank card industry, and realize the goal of one card in hand, traveling all over China and even all over the world.
UnionPay logo card is a bank card with UnionPay logo approved by the People's Bank of China and issued by domestic card-issuing financial institutions. It adopts unified business norms and technical standards and can be used across banks and regions.
Question 6: What is UnionPay on the bank card? What's the use? The card with the word UnionPay means that the card used by the bank has joined the UnionPay agreement, which can handle deposit and withdrawal business in all banks with UnionPay system certification, and can also open online payment, credit card consumption and cash deposit and withdrawal business in overseas service institutions that have joined the UnionPay agreement. This is a general agreement between banks. In this agreement, the bank will charge a certain percentage of handling fees.
Question 7: Is China Bank UnionPay? What does UnionPay do? UnionPay and China UnionPay are synonyms and merged.
China Bank should be said to be a member of UnionPay, and almost all banks are members of UnionPay. UnionPay is a joint bank card organization established in China with the approval of the State Council and the approval of the People's Bank of China. Founded in March 2002, it is a domestic bank card joint organization.
Through the inter-bank transaction clearing system of UnionPay, banks have realized the interconnection between systems, thus realizing the inter-bank, inter-regional and cross-border use of bank cards. On the basis of building and transporting the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperates with commercial banks and other industrial parties to promote the unification of UnionPay card standards and norms and build its own brand of bank cards; Promote the development and application of bank cards; Maintain the market order of bank card acceptance and guard against bank card risks.
The establishment of China UnionPay marks the formal formation of a new industrial development system of "jointly formulating rules, jointly promoting business, jointly expanding markets, jointly standardizing order and jointly preventing risks", and marks the intensive and large-scale development of China's bank card industry, which has entered a new stage of comprehensive and rapid development.
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Question 8: What does UnionPay do? It should be said that he is a member of UnionPay. Almost all banks are members of UnionPay.
Question 9: What exactly does China UnionPay do? China UnionPay is a joint-stock financial service institution established by more than 80 domestic financial institutions with the approval of the People's Bank of China, with a registered capital of 654.38+65 million yuan. The company was established on March 26th, 2002, and its headquarters is located in Shanghai. The company adopts advanced information technology and modern corporate management mechanism, establishes and operates an extensive and efficient inter-bank information exchange network system for bank cards, formulates unified business norms and technical standards, realizes efficient inter-bank universality and joint business development of bank cards, popularizes UnionPay cards, actively improves the acceptance environment, promotes the rapid development of China's bank card industry, and builds the UnionPay brand into a major international bank card brand, so as to realize that UnionPay cards can be used wherever China people go. ".Overview of China UnionPay China UnionPay is a China bank card organization approved by the People's Bank of the State Council and China. It was established in March 2002 and its headquarters is in Shanghai. Since its establishment, China UnionPay has complied with the social and economic development of the country and the people's demand for cards, kept in mind its historical mission, fulfilled its social responsibilities, and given full play to the organizational role of bank cards, which has promoted the rapid and healthy development of China's bank card industry and made China one of the countries with the fastest growth and greatest potential in the global bank card business. China UnionPay is the core and hub of the bank card industry and has played a fundamental role in the development of the bank card industry. Through the inter-bank transaction clearing system of UnionPay, banks can realize the interconnection between systems, and then realize the inter-bank, inter-regional and cross-border use of bank cards. Based on the construction and operation of the inter-bank transaction clearing system for bank cards, China UnionPay promotes the unification of bank card standards and provides basic services such as efficient inter-bank information exchange, clearing data processing and risk prevention. Through the Bank Card Business Management Committee, Market Development Committee and Risk Management Committee composed of member institutions, with the help of the formulation and promotion of the network access standard of UnionPay interbank transaction clearing system, the technical standards and business norms of bank cards of member institutions will be unified, and the resource sharing mechanism and self-discipline mechanism of the bank card industry will be formed, which will promote the business alliance and resource sharing among market entities and promote the intensive and large-scale development of the bank card industry; At the same time, joint commercial banks will build their own brand of bank cards, promote the independent and scientific development of the bank card industry, and safeguard national economic and financial security. At present, China UnionPay has become a bank card organization serving not only China, but also more and more countries and regions, with more than 200 member institutions at home and abroad. The UnionPay acceptance network covers the whole country and extends to countries and regions such as Asia-Pacific, Europe, America, Africa and Australia. Unionpay's own brand has become a recognized bank card brand in China and has international influence. By the end of June 2008, there were 152 domestic card issuers, and the total number of cards issued exceeded1600 million. China UnionPay accepted 930,000 merchants, 6.5438+0.45 million POS machines and 6.5438+0.40 million ATM machines, which were 6.2 times, 6.7 times and 3.7 times respectively before the establishment of China UnionPay (the end of 2006.5438+0). Merchants above designated size in large and medium-sized cities generally accept bank cards, and the penetration rate of merchants in small and medium-sized cities has increased rapidly. The development goal of China UnionPay in 2008-20 12 is to lay a solid foundation in one year, step up in three years, and achieve a new leap in five years. Through five years' efforts, it has become a credible and authoritative bank card organization in China, a modern enterprise with good corporate governance structure and efficient operation, and will become an international bank card organization company with an important position and influence in the global bank card industry in the near future. Scope of business: (1) Building and operating a national unified inter-bank information exchange network; (2) Providing advanced electronic payment technology and specialized services related to inter-bank information exchange of bank cards; (three) to carry out technological innovation of bank cards; (4) Managing and operating the UnionPay logo; (5) Formulating norms and technical standards for interbank transactions of bank cards, and coordinating and arbitrating disputes over interbank transactions; (six) organize industry training, business seminars and international exchanges, and engage in related research and consulting services; (seven) other related services approved by the People's Bank of China. The main features of the bank card with the UnionPay logo are that the unified UnionPay logo pattern is printed on the lower right corner of the front of the credit card with the UnionPay logo; Use a uniform signature strip on the back of the card; A unified holographic anti-counterfeiting logo is affixed above the UnionPay logo pattern on the front of the credit card; The first six bank identification codes of UnionPay standard Kaka number (b...> & gt