The second part:

The third part:

The fourth part:

The fifth part:

Part VI:

Part VII:

Part VIII:

Extended information This paper analyzes the insurance laws and regulations:

According to the contract, the insured pays the insurance premium to the insurer, and the insurer is liable for the property losses caused by the possible accidents agreed in the contract, or the insured is liable for paying the insurance premium when he dies, is disabled, is sick or reaches the age and time limit agreed in the contract.

From the perspective of economics, insurance is a financial arrangement to share the loss of accidents; From the legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for losses; From a social point of view, insurance is an important part of the social and economic security system and a "subtle stabilizer" for social production and social life; From the perspective of risk management, insurance is a method of risk management.