If you don't repay the loan, your credit will be overdue, which will have an impact on buying a house and car in the future. You will also receive a series of collection calls from small loan companies. I suggest you call the police and contact the small loan companies.

The loan principal and interest are not repaid or the guarantor is repaying; Those who repay their debts with assets in the near future and within two years will also be included in the credit record list.