First, report the case in time.
Second, a small loss of their own "pay."
Third, learn to take photos of the scene correctly.
The basic process of claim settlement includes: reporting the case, surveying and determining the loss, signing the claim settlement document, adjusting and rechecking, examining and approving, and closing the claim.
legal ground
Article 3 of the Regulations on Compulsory Liability Insurance for Motor Vehicle Traffic Accidents stipulates that the compulsory liability insurance for motor vehicle traffic accidents mentioned in these Regulations refers to the compulsory liability insurance in which the insurance company compensates the victims except the insured and the people on board for personal injuries and property losses caused by road traffic accidents of insured motor vehicles within the limits of liability.