1. "Recently, a bank also intends to ask me to be a loan officer, responsible for the operation of repaying loans." Is a credit ledger administrator, mainly engaged in customer credit, rating, loan process, loan issuance, early repayment, bank internal control, non-performing loan supervision and so on.

The direct contact with the customer is the account manager. Loan approval is something that higher-level banks or credit management departments should do, and your future is the loan approval post (section chief and deputy director).

3. This position has low technical content. As long as you have a high school education or above, you can be competent after short-term training. There is little chance of promotion. But the work is easier, but your Japanese is useless.

4. The loan procedures of various professional banking systems are different and cannot be used universally, so there is no job-hopping opportunity. The promotion opportunity is that the administrative department of the institution is the loan approval post (section chief).

5. According to the current development of ICBC, account managers are increasingly dealing with customer affairs by themselves: breach of contract, early repayment, handling of non-performing loans, etc. Therefore, in the future, only the account manager and the approval post may be retained, while the loan process, internal control, credit granting and other businesses will be diverted to other positions, such as comprehensive personnel.

6. Personal suggestion: You can't stay in a foreign-funded enterprise now, and don't leave a foreign company easily to work in a bank.