2. Certificates: CFA and ACCA are stepping stones, which are conducive to establishing a sound knowledge structure. I wonder what your undergraduate major is? If it is a counterpart major (such as finance, economy, international trade, etc. ), in fact, these certificates are not particularly difficult to test. The key is to spend time and patience. About 3-4 years of your annual leave will be spent preparing for the exam.
3. Graduate school: If you want to go to a foreign investment bank, overseas graduate experience is still useful (non-European and American graduate students don't need banks now). But we should consider the opportunity cost, time cost and so on.
If you can successfully change jobs and work for a few more years, it will be more valuable to get an MBA.
In addition, there is the determination to change careers, and there is also the action of a strong man breaking his wrist. One of my classmates worked as a secretary for two years, during which she got a number of ACCA items, and then her salary was reduced and she moved to Big Four, a place where she got off work in the early morning. Asked why, she said that in order to change careers, she could only temporarily give up her immediate interests.
I'm also taking CFA this year. May we all pass smoothly.