The training of financial management course mainly helps people to understand financial knowledge and realize financial freedom.

Introduction to financial management:

Financial management refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance. Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management.

Origin:

The word financial management first appeared in newspapers in the early 1990s. With the expansion of China's stock and bond markets, the enrichment of commercial banks and retail businesses, and the increase of citizens' overall income year by year, the concept of "financial management" has gradually become popular. Personal finance can be roughly divided into personal assets and personal liabilities, including funds, stocks and bonds. Belong to personal assets.

Financial management methods:

Bank wealth management: The wealth management products provided by commercial banks are generally certificates of deposit and asset management products. Funds sold by brokers or fund companies do not belong to wealth management, and ordinary deposits of commercial banks are generally not regarded as wealth management. Securities financing generally includes securities income certificates, asset management products and so on.

Types of financial management:

1, online type

Network financial management is to make basic income analysis, capital status, current situation and other simple statements through network products such as websites, which can let people have a deep understanding of their own finances. Online financial management has developed quite maturely in Europe and America, and many websites provide free bookkeeping services. Many small and micro enterprises and home users are generally accustomed to using conventional software such as Excel for financial management.

2, children's type

The so-called children's financial management refers to children's financial quotient, especially their investment income ability. Children's financial quotient is the innate ability of children to identify and recognize prices. Since childhood, they have cultivated a sense of financial management, and their ability to allocate, use and manage money can be realized in many ways. More and more parents attach importance to their children's financial management ability.

3.80 post-type

With the only child in the post-80s entering the workplace, under the guidance of the concept of advanced consumption, there are often many questions after the post-80s: What if the money is not enough? Need financial management? How to manage money? In this regard, financial experts suggest that the "post-80 s" should learn to invest in financial management as soon as possible and benefit from early financial management.