Summary of Vice President Fan's application for confirmation
Over the past 20__ years, under the correct leadership of the Party Committee and the General Party Branch of the sub-branch, and with the joint efforts of the staff in charge of my department, I have earnestly performed my duties, loved my work, kept forging ahead, and made certain achievements in all my work. Now I will briefly report my work and study in the past year as follows, please comment.
I. Personal learning situation
First of all, we pay attention to the study of political theory and strive to improve the quality of political thought. Usually I can seriously participate in the theoretical study of the Central Group of the General Party Branch; Strictly abide by the learning discipline in the educational activities of maintaining the advanced nature of Communist party member to ensure the learning effect; Especially since the second half of 20 _ _ _, according to the arrangement of the district branch, I participated in the twelfth advanced training course for leading cadres of the Party School of _ _ _, and in two and a half months, I got a systematic and extensive understanding of the development status of contemporary international and domestic aspects. It can be said that this is the longest, most informative and most rewarding learning experience since I joined the work. The trainees of this training class 100 come from 17 provincial branches, all of whom are leading cadres at the department level of tier-one branches and at the line level of tier-two branches. During my study, I started with a correct attitude towards learning and devoted myself to my study with a full mental state. At the end of the refresher course, I was selected as one of the 20 outstanding students and obtained the certificate of outstanding students issued by _ _ _ _ _ _ _ _.
Secondly, strengthen business knowledge learning, and strive to improve their professional quality and work ability. I can seriously study and master the business documents issued by the superior bank. After taking charge of the personal loan center, I personally made the annual study plan of the personal loan center, and studied more than 20 rules and regulations on personal loans issued by the head office and branches together with the employees.
Second, the work situation
According to the organizational arrangement, I have been in charge of risk management department, credit approval, personal loan center, science and technology and publicity for 20 years. In my work, I always pay attention to find my own position, give full play to my role, fully cooperate with the leaders of President _ _ _, actively safeguard the collective will and decision-making, and maintain a high degree of consistency with the general party branch of the branch in thought and action. Try to be a leading role in the work that you are in charge of. Over the past year, under the leadership of the general party branch of the branch and with the strong support of my colleagues, all the work I am responsible for has developed healthily.
(1) The Bank's risk management and loan approval aimed at preventing risks and improving asset quality.
Go smoothly.
First of all, the Risk Management Department has classified credit assets and non-credit assets into five categories, which has prevented underestimation and overestimation of risks, greatly improved the authenticity of the five-level classification and laid a solid foundation for the prevention of credit assets risks. At the same time, do a good job in early warning and monitoring of credit asset risks and reporting various statements.
Secondly, the loan examination and approval work focuses on the three major objectives of asset quality, profitability and examination and approval ability, strengthens the compliance review of application materials, correctly handles the relationship between credit marketing and credit examination and approval, and further improves the quality of loan examination and approval. The credit business approval authorization level of our bank has been recognized as Grade A by district branches for two consecutive years.
(2) Pay close attention to personal loan management.
The personal loan center has carried out the work of "checking the stock and filling the management loopholes" and intensified the collection of overdue loans for individuals. After the establishment of the personal loan center, in strict accordance with the operating rules, we set posts and responsibilities, strengthened the study of personal housing loans and personal consumption loans, and standardized and restrained the operation behavior of each post with rules and regulations, so that our personal loan work gradually entered a formal stage. In 20__, * * issued 344 human loans with the amount of17.86 million yuan; * * * Recovered 536 households with an amount of 33.25 million yuan; According to the five-level classification, the non-performing loan amount of everyone is 40,000 yuan, and the non-performing rate is 0.18%; According to the standard of overdue interest-free, the NPL amount is 300,000 yuan, and the NPL ratio is 1.42%, which is 25% lower than that before the establishment of the personal loan center. In the second half of 20__, the Head Office and its branches launched the marketing activities of "better service, better efficiency and better quality" for housing finance business, and our bank ranked among the top three in the "better marketing activities" of regional branches.
(3) Publicity and information work has been strengthened.
20__, Sub-branch * * * published 25 pieces of information on the work information and website of District Sub-branch, of which I personally wrote 16; He has published 3 articles in newspapers such as Bank Newspaper and Daily Newspaper. At the same time, the branch information website has been maintained and optimized, and more than 800 articles/kloc-0 have been published, with increasingly rich information and increasing activity. The cumulative number of visits has exceeded 70,000, which has become an important position for the branch's ideological propaganda and the main channel for information transmission. In addition, due to the lack of full-time clerical staff in the branch, I also wrote some important and urgent documents, excluding work information. This year, I completed more than 30 materials, including work summary, report materials and business development planning, with nearly 6.5438+0.5 million words.
(4) Practise in a clean and honest way, and always pay close attention to honesty and self-discipline.
Since I took the leadership position, I have worked hard to establish a correct view of power, earnestly implemented the responsibility system for building a clean and honest government, and always kept a clear head, set an example, be honest and self-disciplined, manage myself well and lead a good team. Strive to ask yourself to be an honest and upright person, not greedy for money, not comparing with others, and consciously accept the supervision of the masses.
Third, its own shortcomings and the direction of future efforts.
Looking back at the existing problems and shortcomings, I think they are mainly reflected in the following aspects:
1, the study is not deep enough, and the political theory and business study are not enough. In the choice of learning content, sometimes the subjective and objective needs of learning can not be well combined, and there are pragmatism and utilitarianism.
My work experience, leadership and management skills need to be further improved in my future work.
3, often immersed in daily routine work, less consideration of the overall situation and macro, overall concept, overall awareness and innovative spirit need to be further established and strengthened.
Of course, the shortcomings and deficiencies are not limited to these, but this is the main one. In the future work, I will take the following measures to improve and perfect it:
First, strengthen study, strengthen party spirit through study, and improve the level of policy theory and working ability.
Second, efforts should be made to enhance the awareness of initiative, foresight, creativity and strict management in work, overcome the fear of difficulties in management and pay attention to people-oriented management.
Third, we should play the role of assistant to the deputy head more actively, make more suggestions for the overall development of the sub-branch, be a good supporting role and be a good staff.
Summary of vice president fan's application for confirmation
First, pay attention to learning and improve political and ideological quality and professional level.
As a bank manager, I deeply understand the importance of learning; Since I took office, I have always insisted on learning at work, taking learning as a job and strictly correcting my learning attitude. First, strengthen the study of political theory and professional knowledge, thoroughly study and implement the party's policies and regulations, and take notes while learning; _ _ Year after year * * * After reading the notes with more than _ _ words, I realize that there are more than _ _ words; During the 17th National Congress of the Communist Party of China, I actively watched the report of the whole hospital, studied the report seriously and systematically, and made in-depth thinking in connection with reality. Second, study the meeting spirit and work arrangement of the Head Office, and conscientiously implement it in combination with the actual situation of branches; While doing a good job in self-study, we should do a good job in the political, ideological and professional learning of employees, organize employee training and education activities, and make unremitting efforts to build the branch into a learning organization. The third is to study around the work in charge and improve the business ability. The work I am responsible for covers a wide range and is comprehensive. Every job has specific requirements and procedures. Only by constantly learning and mastering various regulations, systems and methods can we effectively guide the work. Therefore, I seriously study the relevant business knowledge, take every job seriously and do it responsibly, so that the leaders of other banks can devote their main energy to the main business of the bank.
Through study, I have improved my political and ideological level to a certain extent, further established a correct outlook on life and the world, improved my professional ability, and laid a solid foundation for better completing my job.
Second, lead the team, do your duty and set an example.
In order to comprehensively strengthen employees' "customer-centered" service consciousness and effectively promote the sustainable and healthy development of sub-branches, I worked hard and actively innovated, and further strengthened team building. First, strengthen faith and safeguard the overall situation. Since serving as the vice president of the sub-branch, I have been able to be strict with myself, straighten out the relationship with the organization, take the overall situation into consideration, always put my work first, be firm in my belief, be positive, always maintain a high mental state, strive for ideological progress and seek practical results in my work; When dealing with working relations, we should pay great attention to straighten our roles, consciously safeguard collective leadership, collective interests and collective honor, and be tolerant and fair; Dare to tell the truth and be responsible. The second is to strengthen the construction of party style and clean government. On the basis of grasping business, I set an example, strictly regulate employees, adhere to high standards and strict requirements as the starting point and foothold of my work, and strengthen discipline inspection and supervision; Strengthen the inspection of key parts and windows, and standardize the work behavior of employees; Formulate relevant clean government systems to prevent bad problems such as eating, taking, getting stuck, demanding and reporting from happening in our bank, so as to make our work of building a clean and honest party style reach a new level. Third, radical consciousness promotes development. On the one hand, it puts forward some forward-looking and decision-making suggestions on major issues such as branch business operation. On the other hand, in order to stimulate employees' enthusiasm and creativity, we will strive for policies, improve employees' welfare benefits, safeguard employees' interests, and effectively let employees feel the warmth of the unit family. The fourth is to strengthen services; Standardized the internal management of the sub-branch, formulated and improved the rules and regulations and post responsibilities in accounting, credit, finance, computer room equipment and safety of the sub-branch, always reminded the service purpose, actively advocated the "customer-centered" service concept, and strictly required employees to "greet people when they come and answer questions when they leave". Fifth, pay close attention to education, closely focus on business operation, and proceed from the overall situation of maintaining the reform and development of sub-branches, educate employees to clearly understand the situation, always correct their business thinking, correctly handle the relationship between business development and risk prevention, adhere to equal emphasis on development and management, consciously love their posts and do their duties conscientiously. Sixth, organize educational activities to maintain the advanced nature of Communist party member. According to the arrangement of the Head Office, we should earnestly organize and implement the Party branch construction and advanced education activities, and give full play to party member's vanguard and exemplary role. _ _ Year after year, the branch * * * has developed _ _ _ new party member and carried out _ _ _ educational activities, which has effectively enhanced the cohesion and combat effectiveness of the Party organization.
Third, work hard and do your best to do your job.
My post is in charge of sales department, science and technology security department, logistics department, trade union and so on. This puts forward requirements and tests for me.
(1) Strengthen safety education. In order to comprehensively promote the safety and security work of sub-branches, our department pays close attention to the construction of safety and security system, strengthens supervision and inspection, actively publicizes the importance of safety and security work through various forms such as running columns and making publicity banners, and cooperates with the "strike hard" struggle in society to make a big splash, which has played a good educational effect and further enhanced the safety awareness of employees; On this basis, the study of knowledge that counter personnel and security escort personnel should know has been strengthened, and prevention, safety, business and efficiency have been achieved, and obvious results have been achieved; In _ _ _ _ _, there was no accident or criminal case, which was fully affirmed by the head office leaders.
(2) On the premise of building a harmonious unit in an all-round way, I lead the trade union members, adhere to the people-oriented principle, and actively do practical things and do good deeds for employees to fully protect their rights and interests such as education and safety; In the form of "on-the-job training, technical competition and production model selection", we will strive to improve employees' job skills and improve their work enthusiasm; Guide employees to take root in branches and love them. In order to further improve the employees' business ability and further unite the team strength, we held activities on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Sub-branch * * * holds _ _ training and entertainment activities every year, which effectively improves the mental outlook of employees and creates a good atmosphere for the harmonious and healthy development of sub-branches.
Fan Wensan, vice president's application for confirmation.
According to the spirit of the Notice of the Head Office on the Measures for the Implementation of the Assessment of Leading Groups and the Notice of the Provincial Party Committee on the Assessment of Clerks, and according to the relevant requirements and contents of cadres' debriefing, the work in the past year is described as follows: If there are any irregularities, please criticize and correct them.
1. Learn with an open mind, strengthen self-quality construction, and strive to improve business ability and management level.
As a member of the Party Committee of the grass-roots bank, in order to live up to the expectations of the organization and better perform my duties, I earnestly study the Party's line, principles and policies, abide by financial laws and regulations, conscientiously implement a series of important resolutions on the strategic transformation of the Bank of Communications, correctly understand the spirit of the speeches of the leaders of the head office and provincial banks, enhance the overall awareness and sense of responsibility, arm myself with advanced ideas, and constantly improve my theoretical literacy and ideological level.
In my usual work, in order to learn more business knowledge and understand and master the business progress of the whole bank, I often study and discuss my work with the heads of various departments. If there is anything I don't understand, I humbly ask them for advice. At the end of each month, at the end of each quarter and at the end of each year, I will carefully consult all kinds of report materials, compare the data with the same industry and banks in the system, check the rankings, find out the gaps and deficiencies, and study countermeasures. At the same time, we also communicate with comrades in various business outlets in various ways to understand the problems existing in the business development of grassroots outlets. In my work, I always insist on integrating theory with practice, and I can study and solve problems in my work with the economic and financial theoretical knowledge I have learned. In recent years, I have compiled dozens of business papers and published them in the Financial Times and New Finance of the head office. The viewpoints and solutions put forward in this paper also provide useful reference for the head office to understand and solve the problems existing in the operation and management of grass-roots banks.
Second, unite and cooperate, be a good staff assistant and promote the development of various businesses.
As a team member, I can straighten my position, focus on the overall situation everywhere, maintain team unity and be a good staff assistant. As the vice president, I focus on the implementation of the central work of the whole bank in my work. According to the division of work of the Party Committee, be serious and responsible for the work in charge, and independently solve the contradictions and problems encountered in the work within the scope of functions and powers. In case of overall contradictions and some major problems, report the situation to the principal responsible persons of the Party Committee in time and put forward their own opinions and suggestions. I also attach great importance to the improvement of organizational management and coordination ability in my work, and constantly temper myself in my work practice. From April to June this year, President Li Yongquan, Party Secretary of the Bank, went to the Party School of the Head Office to study for three months, and the branch and the provincial party committee instructed me to temporarily preside over the work of Yanbian Branch. I felt a lot of pressure at that time. At the same time, we have a lot of important work to finish. First, according to the unified arrangement of the Head Office, the core system must be put into production on June 1 1; Second, the fire protection reconstruction project of our business building needs to be started urgently; Third, according to the requirements of the provincial bank, the vehicle modification must be completed before May 1, and the vehicle compensation should be distributed to the employees of the whole bank. In addition, the more important task is to complete the business indicators issued by the superior bank according to the time schedule. It can be said that I have a lot of work, and I deeply feel that my responsibilities are very important. I am worried that I have failed to live up to the important task entrusted to me by the branch party Committee and provincial party Committee, and I am also worried that the work of Yanbian branch will be delayed because of its poor organization and management. In these three months, I worked closely with President Zhang and the middle-level cadres of the whole bank, overcame many difficulties, completed all the tasks before us, and spent three months safely. Here, I want to thank every middle-level cadre in the bank.
Three, with a serious and responsible attitude, due diligence, and strive to create a new situation in the work.
Since last year, I have been in charge of the work of five departments, including the company's business department, personal loan center, planning and finance department, international business department and security department. Due to the comprehensive promotion of World Bank projects in corporate lines and the comprehensive application of consumer credit management system in personal loan business management. This puts forward higher requirements for credit management. In order to master the credit business knowledge as soon as possible, effectively manage and guide the credit business, and ensure the quality of new loans, I carefully studied and understood the credit management documents issued by the Head Office, studied the World Bank Project Promotion Manual and the Personal Loan Business Policy and Operation Manual compiled by the Head Office, and often sought opinions from the heads of credit departments such as companies, personal loans, credit granting departments and risk departments, and often discussed business issues together, which made me better understand and master the knowledge of corporate and personal loan management.
In credit management, I can stick to the principle and try my best to ensure the quality of assets. The quality of credit assets is related to the long-term development of our bank. It is not easy to adhere to principles and resist interference and pressure from all sides in credit work. As the person in charge of credit work, I deeply feel the weight between this pressure and responsibility in my work practice. I have never forgotten the hard years when Yanbian Branch lost money for five years. Therefore, I firmly remember the oath of "strictly controlling the quality of loans". In carrying out credit work, I can stick to the principle and act according to the rules. Comrades from the company's business department and personal loan center and I went deep into loan enterprises and merchants to carry out investigation and research, put the prevention of loan risks in the first place, eliminate interference and resistance from all sides, resist the wind of intercession, insist on reporting major issues to the party Committee for collective discussion and decision, and resolutely safeguard collective authority and the interests of Bank of Communications.
In recent years, I have been in charge of international business. Faced with the increasingly fierce competition in foreign exchange business, I have studied foreign exchange policies and local market conditions with comrades in the international business department, and often discussed my work with department heads. In practical work, on the one hand, on the premise of developing traditional foreign exchange business, standardizing operation and preventing risks, we will continue to maintain the good development trend of Yanbian Bank of Communications' international business; On the other hand, according to market demand, we should innovate business varieties according to local conditions, strive to promote the rapid development of international business and continuously improve operating efficiency. 1- 1 1 The annual foreign exchange business income is equivalent to RMB12.89 million yuan. Our foreign exchange treasure and full amount treasure business rank in the top five in the Bank of Communications system. The number of foreign remittances and the number of moneygram transactions are among the best in the Bank of Communications system. International business settlement has surpassed local agricultural bank, China Construction Bank and ICBC, ranking second among peers in Yanbian area. The "lightning remittance" business jointly launched with korea exchange bank is well received by customers and has strong market competitiveness.
I put a lot of energy into the safety work I am responsible for. Always adhere to the policy of "strict management, giving priority to prevention and ensuring safety", and do a good job in daily safety work from a political perspective. The responsible comrades of the security department and I often study the work, keep close contact with the superior bank and the local public security organs, listen carefully to the opinions and suggestions on strengthening the security work of our bank, find out hidden dangers, and do a good job in rectification and implementation. In our daily work, we will conscientiously implement the responsibility system for safety precautions and strive to improve the safety awareness of all employees. All security documents and case reports issued by the superior bank were forwarded to all outlets for study in time, which made employees fully aware of the seriousness of the current security situation, enhanced their sense of urgency and responsibility for doing a good job in security, and played an escort role for the business development of the whole bank.
Four. Make persistent efforts, blaze new trails, and promote the sustainable development of all businesses of the Bank.
Looking back on my work in the past year, although I have worked hard and made some achievements, I still have some shortcomings in many aspects. Due to the heavy work pressure and numerous affairs, the work did not go deep into the grassroots, and the investigation and research were not enough. I don't fully understand some grassroots situations and fail to help employees solve practical difficulties in their work and life in time. In addition, because I have been engaged in financial work for a long time, I am cautious and calm, and sometimes I am not decisive enough to deal with problems.
In the future work, I will continue to study hard, constantly improve my leadership and management ability, earnestly perform my duties and do all the work better. Below, I will talk about my ideas for next year's work according to the contents specified in the debriefing report and the work of the departments in charge:
The situation faced by Yanbian Branch's 20-year reform and development management is still very severe, and the competition in the same industry will be more intense, and we will face a more severe test. We must firmly develop our confidence, plan our work next year with new thinking and methods, and study and determine the key points of business development next year. First, accelerate the development of personal loan business from the strategic height of sustainable development of Yanbian Bank of Communications. Compared with corporate loans, personal loans have the characteristics of small loan amount, long payback period, scattered risks and stable income. In addition, the purchasing power generated by overseas labor income in Yanbian area has promoted the development of the real estate industry, and also provided a stage for the development of the bank's personal loan business. By the end of June 1 1, the bank's personal loan balance reached 660 million yuan, accounting for 49% and 69%, and the interest income of personal loans reached 35.83 million yuan, an increase of1/.75 million yuan year-on-year, accounting for 29% and 38% of the bank's total income. However, the NPL ratio of individual loans only reached 0 and 265,438+0% according to the five-level classification. Although there are cases of default on principal and interest, on the whole, the loan quality is good. The whole bank should form a * * * understanding, create conditions and vigorously develop personal loan business. Second, adjust the development strategy of corporate loan business. Judging from the actual economic development in Yanbian area and the current situation of our corporate loan business, there are great risks in issuing corporate loans. Among our existing corporate loans of 600-700 million yuan, there are still some risky corporate loans. To this end, we must choose the best in the new enterprise loans in the future. Considering all kinds of factors, the loan can't be recovered, so it can't be issued. The focus of the company's business work should be shifted to managing the existing loan stock, giving priority to resolving loan risks and effectively improving the company's loan quality. Third, continue to promote the sound development of international business and establish a strong brand image. First, continue to do a good job in foreign remittance business from the source, contact intermediaries to win customers, innovate business varieties, and provide convenient and efficient services to customers; Second, do everything possible to make the business of Waihuibao and Manjinbao bigger and stronger, and maintain the competitive advantage in the industry and the leading position in the system; Yanbian Bank of Communications has entered a virtuous circle, and this gratifying situation is hard to come by. As a member of Yanbian Bank of Communications, I would like to contribute all my light and heat to the sustainable and healthy development of Yanbian Bank of Communications.