From the perspective of the whole banking industry, the wages of the Postal Savings Bank are relatively low. Among the six major state-owned banks, the Postal Savings Bank was established late and has a small scale, and there is a big gap with the four major banks in terms of asset scale, deposit scale, operating income and profit. However, from the financial report data of the Postal Savings Bank, the average salary of employees in enterprises is higher than that of the four major banks. However, compared with other joint-stock banks and city commercial banks, the treatment of employees of Postal Savings Bank is relatively low. Compared with other industries, the wages of employees of Postal Savings Bank are relatively considerable. Banking has always been a high-income industry. Even though the wages of employees of the Postal Savings Bank are relatively low compared with other banks, from all aspects of society, the wages of the Postal Savings Bank are relatively high. Judging from the ranking of per capita salary of various industries in the first half of 20 19, the average monthly salary of the banking industry in the first half of 20 1 9 reached 26,400 yuan. Although the salary of the Postal Savings Bank in the banking industry is not very high, the average monthly salary of the Postal Savings Bank has reached about 23,300, which is similar to the average level of non-bank financial institutions and much higher than other industries.
China Postal Savings Bank was formally established on March 20th, 2007. It is the fifth largest bank in China and a state-owned commercial bank established on the basis of the reform of postal savings management system. China Postal Savings Bank inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation, and the assets and liabilities arising therefrom. By the end of June, 2065438+2005, the Postal Savings Bank had more than 40,000 outlets, and built an electronic financial service network including online banking, mobile banking, telephone banking, TV banking, Weibo Bank, WeChat Bank and CreditEase Bank, serving nearly 490 million people in urban and rural areas. Accumulated loans to small and micro enterprises exceeded 2.3 trillion yuan, helping about10.2 million small and micro enterprises to solve financing problems; Total assets exceed 6.5 trillion yuan, and key indicators such as return on capital, profit growth rate, non-performing loan ratio, provision coverage ratio and economic profit rate have reached excellent or good levels in banks; The rating agencies rated the main credit rating and bond credit rating of the Postal Savings Bank as "AAA".