If the birth of the third child conforms to the family planning policy, and the employer has paid the maternity insurance premium for a specified period of time, the maternity insurance benefits can be reimbursed. Maternity allowance is paid according to the average monthly salary of employees in the previous year, and maternity medical expenses are paid according to the items and standards stipulated in maternity insurance. If the employer pays the maternity insurance premium according to law, it may seek reimbursement from the maternity insurance fund; If the employer fails to pay the maternity insurance premium, the employer shall pay the maternity medical expenses. Legal births can enjoy maternity allowance, and now the country has opened the policy of three births, and the third child can enjoy maternity allowance normally.

Maternity insurance reimbursement scope:

1. Medical expenses reimbursement: including medical expenses such as examination, delivery and operation during delivery;

2. Maternity allowance: according to local policies, provide maternity allowance for a certain period of time to compensate for the loss of income during maternity leave;

3. Additional benefits: Some areas may provide additional subsidies or benefits, such as nutrition subsidies and nursing fees;

4. Reproductive medical services: including pre-pregnancy check-up, prenatal training, baby care and other services for partial reimbursement.

To sum up, if the family planning policy is met and the employer has paid the maternity insurance premium for a specified period of time, it can reimburse the maternity insurance benefits, including maternity allowance and medical expenses. Those who give birth legally, including the third child, can enjoy maternity allowance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 54

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.