Collection of preferential policies for college students' entrepreneurship in various places:
Shanghai college students' entrepreneurial concessions
1. Four preferential policies for college graduates to start their own businesses According to the relevant regulations of the state and the Shanghai Municipal Government, fresh college graduates in the sea area can enjoy four preferential policies for starting their own businesses, including free risk assessment, free policy training, free loan guarantee and partial tax relief, including:
■ College graduates (including junior college students, undergraduates and graduate students) who are engaged in self-employment shall be exempted from self-employment registration fee, self-employment management fee and economic contract demonstration text cost within 1 year from the date of approval of business. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years.
■ College students who start their own businesses can apply for a loan guarantee of up to 70,000 yuan from the bank and enjoy a loan discount.
■ Shanghai has set up a special entrepreneurship education and training center for recent college graduates to provide free project risk assessment and guidance for college students to help them better grasp market opportunities.
2. Every year, 1 100 million will help the "student boss" to start a scientific and technological venture.
Starting from 2006, the Shanghai Municipal Government will invest 654.38+0 billion yuan annually for college students' science and technology venture fund for five consecutive years to help "scholar bosses" prepare their horses.
In March 2005, the municipal government launched the University Students' Science and Technology Venture Fund. 5000Ty yuan per year, 654.38+0.5 billion yuan for three consecutive years to support entrepreneurial seeds to "break ground" as soon as possible. By the end of 2005, * * * had received 72 projects funded by venture capital funds, with a total amount of 24.754 million yuan, and more than one registered company1/kloc-0.
According to the person in charge of the foundation, since 2006. The total amount of college students' science and technology entrepreneurship fund has been further expanded to 1 100 million yuan per year, and the newly established foundation is responsible for the operation, organization and coordination of college students' science and technology entrepreneurship.
3. The "angel fund" for college students' entrepreneurship is up to 300,000 yuan.
College students can get 50,000-300,000 yuan of support for starting a business, and even if they fail, they don't need to compensate for the losses. In order to stimulate the entrepreneurial passion of the "favored children", Shencheng established the "angel fund" for college students' entrepreneurship.
Angel Fund will strictly evaluate students' entrepreneurial projects according to their application plans, and then determine the actual amount of support. This fund will be invested in the student enterprise in the form of equity, and the profit will become the profit of the entrepreneur, and once the venture fails, the student does not need to repay it.
Before starting a business, specialized institutions will also provide entrepreneurial training for student science and technology entrepreneurs, so that they can quickly become "bosses". Relevant departments will also provide college students with services such as industrial and commercial registration agency, tax filing and invoice management for free.
Unemployed college students in Beijing can apply for small loans to start businesses.
From May, 2006, in addition to those who hold the Beijing Re-employment Concession Certificate, unemployed university graduates with Beijing hukou who want to engage in self-employment or start small businesses independently or in partnership can also apply for small secured loans.
In order to allow more people to enjoy preferential employment policies, Beijing has for the first time included urban minimum living allowances, disabled unemployed people, rural floating population and college students in the scope of application of preferential policies on the basis of the original scope of enjoyment.
If college students want to start a business after graduation, they only need to bring their academic credentials and Beijing hukou to apply at the hukou or the social security office where the enterprise is located.
The loan period for Chongqing college students to start businesses in Nanjing is about 1 year.
Chongqing students who graduated from Chongqing or went to university in Nanjing can get a business loan of no more than 50,000 yuan without any mortgage or guarantee. In order to reduce the loan risk, the annual benchmark interest rate of such venture loans generally rises by 15% to about 20% on the basis of the existing interest rate. Chen Gang, vice mayor, revealed that the term of college students' entrepreneurial loans is generally around 1 year.
Five preferential policies in Chongqing encourage college students to start businesses and find jobs.
1, college graduates are engaged in self-employment, and 1 year can be exempted from administrative fees.
2. Graduates voluntarily work in Chongqing, as long as they sign employment contracts with employers, and are not restricted by schools, majors, academic qualifications and students;
3. College graduates who have not been employed for more than half a year and have a fixed account can register in the neighborhood Committee where the account is located and apply for a bank mortgage or secured loan of 3000-4000 yuan;
4. Graduates who start their own businesses, according to their own wishes, can temporarily keep their household registration and personnel files for 2 years by attending schools or for 2 years by the employment guidance center of college graduates in the city, and the file management fee will be exempted during the storage period;
5. Strengthen the employment guidance for graduates and guide college students to change their concept of choosing jobs.
In addition, since Chongqing became a municipality directly under the central government, more and more Chongqing students have entered colleges and universities, and the number of college students in the city has doubled compared with the beginning of the municipality. In order to adapt to the change of college students' employment situation, Chongqing has successively introduced micro-loans for college students' self-employment, equal opening of local and foreign students' employment resources and employment market in recent two years, which has created more employment opportunities for college graduates. According to statistics, 4.2% of college students who graduated in recent two years chose to start their own businesses.
For more specific information, please consult the local tax authorities or labor bureau.
Tianjin's preferential policies eliminate college students' worries about starting a business
Liaoning has formulated 70 preferential policies to guarantee entrepreneurial loans for 50,000 graduates.
College graduates don't have to look for guarantees everywhere to start a business with loans! The Employment Guidance Center of Liaoning University released: the small loan guarantee fund for laid-off workers and the small and medium-sized enterprise guarantee fund set up by governments at all levels should also be used to provide guarantees for college graduates to start their own businesses and apply for small loans. The amount of protection is about 50,000 yuan. Since 2006, the "College Graduates' Venture Capital" has been set up, which is raised through financial and social channels, and is specially used to provide guarantee for college graduates to start their own businesses and start enterprises to apply for small loans.
According to reports, the guarantee amount of self-employed microfinance is generally around 50,000 yuan, and the term is generally not more than 2 years. The repayment method and interest settlement method shall be agreed by both borrowers; For graduates who engage in partnership or organize entrepreneurship, the scale of loans may be appropriately expanded according to the number of people and projects. All commercial banks shall examine and determine according to the actual situation of borrowers. The liability balance of small-sum secured loans for self-employment shall not exceed 5 times of the bank deposit balance of self-employment guarantee funds, and the guarantee fee charged by the guarantee institution shall not exceed 1% of the loan principal, and the guarantee fee shall be paid in full by the finance at the same level.
Small secured loans for college graduates to start their own businesses are at the risk of guarantee institutions and commercial banks. Guarantee fund units pay off 90% of loan losses, and commercial banks bear 10% of loan losses.
In addition, in order to provide convenient conditions for college students to start their own businesses, Liaoning Province is going to set up a business incubation center for college students. After the incubation center is completed, a certain number of representatives with entrepreneurial consciousness will be selected from college students to directly enter the incubation center to "incubate" and provide practical venues for college students to start their own businesses.
At present, Liaoning Province has formulated 70 preferential policies to encourage and support college graduates to find jobs and start businesses.
In 2003, Liaoning Province set up a leading group for the employment of college graduates, which is at the forefront of the country in building a work system to promote the employment of college graduates. In order to promote the employment and entrepreneurship of college graduates in the province, since 2003, the provincial party committee and the provincial government have formulated 70 policies to promote the employment of college students, and promoted graduates to start their own businesses in terms of providing business loans, bidding for company registration, tax relief and so on.
Hunan helps college students to be small business owners for three years without paying three kinds of fees.
If you are a college graduate and want to start your own business without employment, don't worry too much about the lack of entrepreneurial conditions. It is understood that the "Notice on Further Improving the Employment of College Graduates" issued by the Hunan Provincial Department of Labor and Social Security stipulates that college graduates who start their own businesses can enjoy preferential policies of exemption from registration fees, management fees and license fees within three years. For college graduates who voluntarily start businesses at the grass-roots level and below the county level in Xiangxi, if their self-raised funds are insufficient, they can apply for small secured loans. For those engaged in low-profit projects, the loan interest will be borne by the finance at 50%, and there will be no discount during the exhibition period.
The "Notice" clearly requires the provincial labor and social security departments to actively cooperate with relevant departments to implement employment-related support policies for college graduates. The circular also requires local public employment service agencies to set up special service windows for college graduates to provide free policy advice, career guidance and career introduction services.
College students who want to be small bosses will also have the opportunity to get some practical guidance. According to the deployment of the Provincial Department of Labor and Social Security, local authorities will organize those who want to participate in entrepreneurship training to participate in the "SYS" entrepreneurship training class, and provide supporting services such as entrepreneurship projects, entrepreneurship guidance and financing services. For students who have passed the entrepreneurship training, the Provincial Labor and Social Security Department requires them to be included in the local entrepreneurship service system, and provide a package of services such as project development, expert guidance, and small loans to help them succeed in starting a business.
Fuzhou100000 helps college students to start their own businesses.
In 2006, "Fuzhou University Xinchu College Students Entrepreneurship Assistance Project" was officially launched. The project was jointly implemented by Fujian Economic and Trade Commission, Fuzhou University and Fuzhou Dafu Automation Co., Ltd., and Mr. Chen Xinchu, the chairman of the automation company, invested100000 yuan to invest in Fuzhou college students' entrepreneurship.
According to reports, the Provincial Economic and Trade Commission will organize experts to provide free entrepreneurship training for college students. At present, 1784 undergraduate and graduate students have signed up for the entrepreneurship training course.
After the preliminary training, the school will send 1503 people to participate in the training of enterprise practice, such as enterprise basic management and financial control. Then enter the training stage. Duff Automation Technology Co., Ltd. will set up an entrepreneurship laboratory, select management, science and technology management and technical personnel, and establish an entrepreneurial project library for this 150 college student. Before starting a business, the entrepreneurial team or individual conducts simulation operations, and at the same time, relevant experts combine business plans and market prospects to provide centralized training or individual guidance to each entrepreneurial team or individual.
Finally, the automation company determines the venture capital projects according to the performance of each team, and gives each venture project initial financial support of 80,000 ~ 65,438+10,000 yuan; After that, Fuzhou University and automation companies will also give follow-up guidance.
Hainan: College graduates can start businesses free of 18 fee.
Jiangxi Microfinance Support College Graduates' Entrepreneurship
Jiangxi Province stipulates that college graduates can be employed flexibly or in non-public institutions, provide labor contract verification and file management free of charge within three years, and enjoy social security agency services; Voluntary employment in grass-roots institutions, small and medium-sized enterprises and non-public units below the county level meets the relevant conditions, and eight administrative fees such as vocational qualification certificate fee, labor dispute arbitration fee and vocational skill appraisal fee will be exempted within three years.
Self-employed and eligible college graduates can enjoy a small loan of no more than 50,000 yuan, with a loan period of no more than 2 years. For qualified partnership enterprises, the loan scale can be expanded according to the number of people and the scale of operation; Services, catering and commercial projects supported by the state can enjoy 50% financial discount. Participate in entrepreneurship training and enjoy a one-time entrepreneurship training subsidy.
College students in Henan Province can reduce 19 fees for starting their own businesses.
Henan Province stipulates that all college graduates who are engaged in self-employment can be exempted from relevant fees as long as they issue the original diploma and submit a copy to the relevant charging unit, which will verify and record it. If you want to participate in technical training before starting a business, you can get free training in a vocational training institution recognized by the labor department after registering with the labor department.
It is understood that the specific exemption fees for self-employed college graduates in Henan include 19 individual industrial and commercial household registration fees, individual industrial and commercial household management fees and market management fees charged by the industrial and commercial departments.
College students in Zhengzhou can borrow 30,000 yuan to start their own businesses.
On July 28th, 2006, Zhengzhou Municipal Government issued the Notice on Further Improving the Policy of Small Guaranteed Loans, which stipulated to expand the scope of small secured loans. According to the regulations, in addition to those who hold the Re-employment Concession Card and other registered unemployed people in cities and towns who hold unemployment registration certificates issued by the labor and social security departments, retired soldiers in cities and towns with valid certificates and college graduates who voluntarily start businesses at the grassroots level can also apply for small secured loans. The amount of small secured loans applied for self-employment and self-employment is generally not more than 30,000 yuan.
According to the regulations, those who apply for small-sum secured loans and engage in low-profit projects with the "Re-employment Concession Card" and the certificates of retired military personnel will be fully subsidized by the central government according to the facts. For urban unemployed people with unemployment registration certificates and college graduates who voluntarily start businesses at the grassroots level to apply for small secured loans and engage in low-profit projects, the finance will give 50% preferential treatment.
Zhejiang preferential policies allow college students to keep their student status 1 to 3 years.
Reduce or exempt administrative fees
College graduates who are engaged in self-employment and whose registration date with the industrial and commercial department is within two years after graduation can be exempted from registration, license, management and other related fees within three years from the date of registration with the industrial and commercial department.
You can apply for a small secured loan
In order to guide and encourage college graduates to work at the grass-roots level, college graduates who voluntarily start businesses at the grass-roots level in underdeveloped areas and below the county level, engage in self-employment, self-employment or partnership and organization for employment, can apply for small secured loans from local handling banks when their self-raised funds are insufficient. For those engaged in low-profit projects, the loan interest will be borne by the finance at 50%, and there will be no discount during the exhibition period. The term of small secured loans is generally not more than 2 years. If an extension is really needed, the borrower will propose an extension. The interest rate of small secured loans shall be implemented according to the benchmark interest rate of loans of the same grade published by the People's Bank of China, and shall not rise. The specific repayment method and interest settlement method shall be agreed by the borrower and the lender.
Encourage and support college graduates to work in local rural economic organizations and enterprises, or contract local agricultural economic science and technology projects, or participate in the establishment of agricultural industry demonstration parks and rural economic professional production cooperatives in the form of technology shares, or cooperate with others to establish other enterprises to start their own businesses. Governments and departments at all levels should give policy or other support.
You can enjoy free employment services
College graduates are unemployed within 6 months after graduation. You can register for unemployment. After unemployment registration, employment service agencies will provide them with free employment services such as job introduction, career guidance and entrepreneurship guidance. Technical secondary school (technical school) graduates who participate in internship training will be given certain subsidies in areas where conditions permit, and technical secondary school (technical school) graduates can receive subsidies according to local subsidy standards.
No worries about personnel and labor security
Zhejiang Province stipulates that governments at all levels should provide necessary human resources and labor security agency services for college graduates engaged in freelance, short-term occupation and self-employment. It is necessary to provide protection in household registration management, the form of labor relations, social insurance payment, and the continuation of insurance relations to eliminate the worries of flexible employment graduates.
College students can keep their student status 1 to 3 years when starting a business.
In the future, college students don't have to worry about not having a degree when they go to sea in advance. If they start a private technology enterprise, the school will keep their student status 1 for three years. Perhaps, a "Zhejiang version" of Bill Gates with a degree came into being. This is the good news in Zhejiang's Opinions on Accelerating the Improvement of Independent Innovation Ability and Building an Innovative Province and a Strong Science and Technology Province.
Guangzhou college students reduce 42 expenses for starting a business.
According to the relevant notice issued by Guangzhou Municipal Price Bureau in 2006, laid-off workers and college graduates engaged in self-employment are exempted from 26 administrative fees related to management, registration and licensing. For laid-off workers and college graduates engaged in self-employment, relevant business service charges, especially those set by the government and guided by the government, are exempted or paid according to the minimum standards, *** 16. Two kinds of addition, ***42 items. Except for industries restricted by the state (including construction, entertainment, real estate sales, land use right transfer, advertising, housing agency, sauna, massage, Internet cafes, oxygen bars, etc.). ), all laid-off and unemployed workers in Guangzhou who are engaged in self-employment shall enjoy the preferential policies stipulated in this notice on the basis of the re-employment concession card issued by the labor and social security department of Guangzhou, and the period shall be June 65438+February 3, 20081; Self-employed college graduates registered with the industrial and commercial departments within two years after graduation shall enjoy the relevant preferential charging policies of this notice within three years from the date of registration with the industrial and commercial departments.
Lanzhou college graduates can apply for small loans to start their own businesses.
Lanzhou will expand the scope of loans. Laid-off workers, retired soldiers in cities and towns, other registered unemployed people in cities and towns, and college graduates who voluntarily start their own businesses are engaged in self-employed or partnership operations, and they are organized for employment, and their self-raised funds are insufficient. They can apply for small-sum secured loans from commercial banks on the basis of Re-employment Concession Card, Valid Certificate for Military Discharges from Active Service, Self-employment Certificate and Graduation Certificate. , audited by the labor and social security department, and the guarantee institution promises to guarantee.
The term of small secured loans is not more than two years, and the amount of self-employed loans is less than 20,000 yuan, which can be relaxed to 50,000 yuan according to the implementation of loan projects and the credit degree of loans.
For small labor-intensive enterprises that meet the loan conditions, if the number of employees holding re-employment concessions reaches more than 30% of the total number of existing employees in new posts in that year, and a labor contract is signed with them for more than 1 year, the loan amount is reasonably determined according to the actual number of employees in the enterprise, with the maximum not exceeding 654,380+00,000 yuan.
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