This model can reduce the barriers to students' enrollment to a certain extent, thus directly improving the enrollment rate, which can be provided by the school itself or by a third-party service platform.
Education staging is also a kind of consumer finance. The education and training staging platform based on Baidu spending money and Squirrel Treasure helps students lower the entrance threshold and help schools and institutions improve the enrollment rate and the number of students. Among them, "low interest rate, easy application, no mortgage, fast approval and remote credit" have become the "five sharp tools" for the rapid popularization of education by stages.
In terms of risk control, money has gradually raised the threshold for approval and reduced the bad debt rate. On the basis of upgrading the risk control system, Squirrel Baokai released a new model, which ensured the characteristics of low threshold and fast approval, and was deeply satisfied and trusted by business organizations and students.
The development of education credit provides more learning opportunities for students and broadens the market scale for training institutions. From the user's point of view, in the face of fierce social environment competition, most young people hope to improve their comprehensive ability through education and lay the foundation for future development; For parents with children, education is a rigid demand. The appearance of phased products can not only meet the educational needs of users, but also reduce the impact on their quality of life.
Extended data:
Staging education refers to a payment mode in which some schools and institutions with training qualifications pay tuition fees for students by stages.
Installment payment can reduce the financial pressure and psychological threshold of students or parents, increase the purchasing power of customers for schools and educational institutions, and help educational institutions fully tap potential customers. This staging mode can be provided by schools and institutions themselves, or by third-party financial staging platforms.
The problem that students can't afford to pay high tuition fees because of the low credit card amount is solved by stages without a card. Online omni-channel payment method gives students more choices and can pay tuition according to their own wishes. For institutions, it is convenient to promote new courses, key courses and higher-priced courses, provide differentiated payment services from point to point, and enhance their competitiveness.