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Personal loan thesis
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2065438+061October 27th, 16, visited Hainan University, Hainan Normal University, Qiongtai Teachers College, Haikou University of Economics, Hainan Vocational College of Industry and Commerce and other universities. According to students, "campus loan" has spread to varying degrees in Hainan universities.

Xiao Liu, a junior girl from Qiongtai Teachers College, revealed that she used "fun installment" and e-commerce installment payment to buy mobile phones and computers. "Our quota is low, generally around two thousand yuan. When you want to buy something but your living expenses are not enough, you can buy it first and return it next month. The pressure will not be too great. "

Fu Xiao, a girl majoring in primary education at Hainan Normal University, revealed that the monthly living expenses in 800 yuan are "less financial resources" for students. "I generally don't wear makeup, and it's cheaper to buy daily necessities. I won't feel tight, but some students are under great financial pressure." Fu Xiao revealed that some students spend too much, but it has not caused much embarrassment yet.

"Many students in our normal colleges will go out to work as part-time tutors, with a class of twenty or thirty yuan, usually two hundred yuan a week." Fu Xiao believes that campus loans may stimulate excessive consumption and excessive consumption, but it may be a timely rain for students who need to start a business.

Wang, a junior at Hainan Vocational College of Business and Technology, revealed that for boys, the role of campus loans is mainly to buy digital products. "Digital products often attract boys' attention most, but these things are too expensive for us to bear, so we can only take some so-called' shortcuts'."

"I have used the' only flower' of Vipshop to buy things, and I don't need any mortgage and conditions." A girl from Haikou University of Economics revealed that because of the credit card, you can use the platform loan to shop, which also stimulated your consumption to some extent and shifted the economic pressure to next month.

20 18, 1 June, some media revealed that a college student had successfully borrowed three loans at the money station, with a total loan amount of 28,000 yuan, but the repayment was as high as 60,000 yuan at maturity. Unable to repay, the student had to drop out of school and even wanted to commit suicide.

19-year-old female college student "naked loan": She really wants to buy a new mobile phone. She owed more than 1 10,000 "campus loan". In order to repay the interest, she borrowed money many times and was finally photographed naked by the borrower. I told my parents before and after, and called the police station in the jurisdiction. Stop repayment at the suggestion of the police.