Financial papers generally have the following four characteristics: first, they are theoretical. Financial papers focus on discussion, argumentation and refutation, and strive to be pertinent, well-argued, rigorous and convincing. Financial and economic papers are a rational summary and generalization of economic and social phenomena, which raise the perceptual knowledge of economic work practice to rational knowledge, but with strong theoretical color.

The second is science. On the basis of exploration and research, financial papers reveal the contradictions in financial activities, reflect the laws of financial work, and correctly guide economic activities and work with a scientific attitude. Therefore, financial papers are scientific.

The third is originality. Excellent financial papers all have the author's unique opinions. Originality is the life and value of financial papers. Without originality, I would rather give up than write.

Of course, not all innovations are inventions. Anything found in the process of economic research or developed on the basis of other people's papers is creation.

The fourth is practicality. Financial papers study the objective law of economic development. In order to make the research results a guide for people to engage in economic work, it is necessary to make the paper practical and useful.

The graduation thesis of finance and economics must closely focus on the reality of economic work. In this paper, financial problems and financial operation are discussed theoretically from a macro or micro perspective.

With the deepening of economic reform and the increasingly fierce market competition, some new economic phenomena and economic contradictions emerge one after another. Therefore, when writing graduation thesis, college students should actively explore the problems in financial activities and put forward some solutions or opinions in combination with professional characteristics, so that the thesis has certain value.