Why is inclusive finance in Lingshou County representative of the research?
Inclusive finance is called "inclusive finance", which provides equal financial products and services to low-income and vulnerable groups. They live on the edge of society and occupy an important part of people's livelihood. Improving the availability of financial services and products is of great significance to improving the overall level of the national economy, maintaining social fairness and justice, and maintaining social harmony and stability. In recent years, with the rapid development of the financial industry, the scope of services has been significantly expanded, and the types of derivative products have increased. inclusive finance has gradually entered people's field of vision. Although China's inclusive financial system has developed for more than ten years, its development in rural areas is not optimistic. The lack of a perfect financial system to serve agriculture and rural areas and the profit-seeking characteristics of financial institutions can not make the socially disadvantaged groups enjoy equal financial services, which is not conducive to the development of inclusive finance and also affects the regional economic development. This paper selects Lingshou County, Hebei Province as the research object. Firstly, the purpose and significance of developing rural inclusive finance are expounded, and the related connotation system of inclusive finance is introduced. Secondly, the development status of rural inclusive finance in Lingshou County is described and analyzed. In the process of writing, through the investigation of the current situation of inclusive finance in Lingshou County, referring to the relevant data and policies of inclusive finance business department in Lingshou County, combined with the financial environment, infrastructure, inclusive finance products and system construction in Lingshou County, this paper studies the development of inclusive finance in Lingshou County and finds out the reasons for the slow development of inclusive finance business in Lingshou County. Finally, by measuring the development level of rural inclusive finance in Lingshou County and its influencing factors. ...