Change: New technology will change all the old things.

Crisis: The old thinking, behavior and business model will be severely impacted. "Whenever there is a major change in history, it indicates that old opportunities are disappearing and new opportunities are emerging.

Learning: The Education Committee of 2 1 century under UNESCO pointed out in the report "Learning: Inner Wealth" that 2 1 century is an era of knowledge economy, and everyone should establish a lifelong learning plan, and everyone should establish a knowledge structure from four aspects: 1, learn to learn; 2. learn to do things; 3. learn to be a man; 4. Learn to * * *;

Change: 1, change begins with the way of thinking; 2. Start with every little thing; 3. From now on; 4. Start from yourself;

Entrepreneurship: Work will never make you rich.

Before the 1990s, we could choose what we liked to do. 2 1 century, we should do what we should do. Times force everyone to make a choice. Life must be responsible, at least, or you will never succeed if you climb on the ground.

Second, we will face five floods:

1, everyone has to face competition.

No industry, no unit and no post is absolutely safe.

For example: street cleaners, feces cleaners, if you don't want to work, there must be five people waiting to work behind you.

The biggest trap left by people in the 20th century is to satisfy the status quo.

For example, many people who ask the government to solve the employment problem today are people who never thought they would be laid off 5- 10 years ago. The whole family works in a large state-owned enterprise.

Bankruptcy and unemployment have become one of the most popular terms in this century.

With the advent of the era of no fixed occupation, there will be120,000 people laid off in China this year. The diversion of laid-off workers will affect postal services, telecommunications, electric power, education (teachers), medical care (doctors), secretaries and managers.

Discussion:

Formal civil servants, more than 48% of them will be laid off and diverted this year. Why are they laid off? Because management has entered a flat stage.

Speed first breaks the old order (such as business model, etc.). ) And new opportunities are emerging.

Bill Gates' view of future speed: product quality was emphasized in the 1980s, and image design was emphasized in the 1990s. Speed will be paramount in the first decade of the 20th century. Speed first will break the original business model.

Dick Davis asked economists: What products sell well? High-quality products, fast service, free of charge.

For example: home phone, the initial installation fee is decreasing or even cancelled now; Listen to advertisements and send mobile phone bills; IP long distance call.

Every time there is such a great change in history, it indicates that old opportunities are disappearing and new opportunities are emerging. Only people with foresight will seize the opportunity to succeed, while those who cling to the old opportunity will be abandoned by this era.

From 1989 to now, 36 million jobs have disappeared in the United States, but after the initial scale of industrialization was adjusted to the information industry, 76 million jobs were added in the United States. This information revolution, the change of industry, has exceeded the sum of all changes in history.

For example, (1) the number of employees in manufacturing decreased, while the number of employees in tourism service increased.

(2) In the information age, employees of logistics distribution system appear, and Amway marketers are establishing logistics distribution system in China.

4. Professionals flood the market.

There are many talents in all walks of life, and the "intellectuals" who rely on diplomas to conquer the world are overcrowded.

For example, undergraduates can't enter big hospitals, and female graduate students can't find jobs.

How to Become a Real Talent —— Four Different Types of Talents

I-type talents: wide knowledge, but no professional skills;

"1" type talents: good skills, but narrow knowledge;

T-type talents: they have a wide range of knowledge, strong comprehensive ability, strong professionalism, and are proficient in business. They are the types of talents urgently needed by the early society. However, due to the acceleration of social development, the supply of such talents has exceeded demand;

Cross-disciplinary talents: not only have extensive knowledge, strong comprehensive ability and professional proficiency, but also have very strong learning ability and strong innovation ability. -21the competition between enterprises in the century is, in the final analysis, the competition for talents, the competition for talents, and the competition for learning ability. Only cross-shaped talents can make enterprises more creative and invincible according to social changes.

Six years of schooling in the agricultural era is enough; 16 it is enough to go to primary school, middle school and university education in the industrialized era. 2 1 century education needs 60-80 years of life and study.

5. Environmental pollution

1) Pollution of natural environment: air, soil and water.

2) Social environmental pollution: violence, pornography, murder and drug abuse.

3) Mental pollution: information rubbish on TV and Internet.

Amy: If you eat poisonous food, you can go to the hospital for gastric lavage. But if you listen to or watch toxic psychotropic drugs, it is difficult for you to wash them out.

Example: the change of children's songs.

Example: 1958, students' main problems:

1, no homework;

2. Do not care for property;

3, don't turn off the lights, don't close the doors and windows;

4. Take notes in class;

5. Running around the hall.

30 years later 1988 student problems:

1, puppy love abortion;

2. STD/AIDS;

3. rape;

4. Drug abuse and theft gangs;

5, school violence, the use of guns, weapons, resulting in death and murder.

Third, the description of real life.

1, most people spend 80% of their energy thinking about money.

2. People work an average of 47 hours a week.13 people feel exhausted after work, but they still feel that the pressure of insufficient money has threatened people's health. This situation has reached 85%, and only 4% people are satisfied with their current life and work.

Four, two choices: failure or success

1, maintain the status quo and complain constantly = failure.

This is the choice of most people, who choose to "change with constancy"

Yago: I have no time to complain about anyone or anything.

2, choose change, choose entrepreneurship = success

Population division in five or four quadrants

1, explaining four quadrants.

Eurobank

I am

2. What is a business owner? When you can leave your business for a year or more, when you come back, you find that your business is running better than when you were there. This is the real business owner. Most "business owners" are just senior migrant workers in their own enterprises.

3. Different pursuits of left quadrant and right quadrant:

Left: looking for security, security, but insecure about life, the essence is to work for money;

Right: pursue financial freedom and let money work for you;

The success of people on the left and right is different:

Left: (1) The sign of success is "busy"; (2) The price of success is that there is no time: there is no time to accompany his wife and children, and there is no time to honor the elderly. He claims that "loyalty and filial piety cannot be satisfactory"; Without the time to study, the society is changing quietly, but I stand still and one day find myself abandoned by the times;

Right: (1) The sign of success is "leisure"; (2) get enough time after success: you can accompany your family and children and be filial ... you have more time to study and improve yourself to keep pace with the times;

The above reasons are also the reasons why people often say that "the poor are getting poorer and the rich are getting richer".

6. What is real financial freedom?

1, the meaning of financial freedom:

(1) Have money at your disposal; (2) have free time; (3) physical guarantee;

2. Real financial freedom can only be obtained if you enter the right side of the limit;

7. Why don't most people get financial freedom?

1, the difference in thinking patterns between the rich and the poor: the poor never thought he could be rich.

2, there is no clear life goal.

Reason:

First, fear: instinctive fear of the unknown world

Two. Complain:

Poor mentality: "I can't, I can't afford it"

The mentality of the rich: "How can I afford it?"

Three. Conceit: Satisfying the status quo is the biggest trap left by people in the 20th century. They are afraid of losing their current status and wealth and don't know the importance of career planning.

Four. Laziness: unwillingness to learn, change, give and accept new things. "You must eliminate laziness before you are too lazy to eliminate you."

Bad habit: dare to leave your accustomed environment and way of thinking.

It's too difficult for individuals to start their own businesses.

Generally speaking, only 10% can survive in the first five years after starting a business;

In the last five years, 90% were eliminated.

As a result, only 1% people are engaged in sustainable management-these have successfully become systems, models and role models for everyone to learn.

The first five years depend on vision, and the second five years depend on system (people, money, goods, import, sales, warehousing and production).

Eight, several misunderstandings of wage earners' pursuit of financial freedom:

1. resign blindly and become a freelancer.

Many people blindly become freelancers, and then find that their lives are worse than those of wage earners.

Reason: He didn't consider that he didn't have enough skills to live well in this quadrant. If the skills you have are not very profitable; Or although you earn a lot of money, your technology is not outstanding among your peers; Or your age advantage is losing, and it is difficult for you to live well in this quadrant. You can't make a living by freelancing without enough skills or experience.

2, directly want to become the owner of the enterprise in one step and be the boss.

Many people think they can raise funds, find projects, decorate and hire employees ... as if they can do anything. I think I can become a business owner in one step. But the risks involved are very high. To establish a real enterprise, it needs systematic operation: people, money, goods, investment, sales, storage and production. How can you be so sure that you are successful 1%?

3. Blindly think that you are an investor.

Speculators: Emotions fluctuate with the ups and downs of the stock market. On the surface, they earn a lot, but in fact most of them are just a bunch of numbers; Chasing high and killing low will always blindly follow the so-called market, but: retail investors will never beat the bookmakers.

In the stock market, 70% people lost money, 20% people lost money, and 10% people made money. At the same time, with the arrival of China's entry into WTO, everything will operate in strict accordance with laws, regulations and market rules, and it will be difficult to make a fortune by taking advantage of loopholes.

Investor: No matter whether the stock market goes up or down, he always wins-he is really investing.

In today's society, if you don't have more than 6,543,800 yuan of capital, don't think of yourself as an investor. Because your capital is not enough.

Nine, the working class towards financial freedom:

1, accumulation period. It is recommended to choose a job. Part-time job is not the purpose of your life, but it is a wonderful time.

(1.) Learning

Use working hours to learn a skill, just one, and learn it well. If you do freelance work, you will have no time to study.

(2) Accumulating relationships

I, the person who helps you make money, not the person who helps you spend money.

Two. It is best to rely on an organization. Nowadays, it is difficult to accumulate relationships by individuals. With the support of the background (large units or organizations), you can accumulate interpersonal relationships.

(3) savings

At this stage of wage earners, you should learn to improve your skills; Then change, change your way of thinking and behavior, adapt to others, and accumulate your own interpersonal relationships. The most important work at this stage is accumulation.

2. Enter the initial stage of entrepreneurship.

(1) When you think you have enough skills and experience, consider whether your age is appropriate, and then you have two choices: you can work as a freelancer part-time or you can work as a freelancer full-time immediately to make a living. Where is this watershed? If your family keeps the current living standard unchanged and your savings are enough to last for 2-3 years, you can consider working full-time. On the contrary, it is recommended to work part-time. Then you use your skills and experience to do freelance work to make a living, start a business, and start your freelance career from small to large.

(2) Select a project.

What project? First, it must be related to your skills and relationships, which you are very familiar with, so don't do things you are not familiar with. Second, we must choose sunrise industry, and never choose sunset industry.

When you choose a project, what do you rely on to do it well? It depends on the quantity. In the early stage, it should be large and hard, from small to large, until it is formed. Once formed, and it is guaranteed that 10 will not go out of business, consider entering the main quadrant of the enterprise.

3. Become a real business owner-build (own) a system;

To be a real business owner, you must have a truly successful system. Three ways to own a system:

1) build a system from scratch: this means a lot of hard work. You have built a career from small to large. You have to rely on your own strength to systematically manage people, goods, goods, imports, sales, warehousing and production. It takes at least 10 years to test, which is very difficult, so the bankruptcy rate of such businessmen is as high as 99%.

2) Buy a system: directly buy a ready-made 1%. For example, franchisees, chain stores, general agents and general distributors, such as McDonald's and KFC, are all successful people. Its personnel, property, inventory and production have become a model. This is a successful model, which has matured for decades. You can buy it directly. If you invest in McDonald's, you will definitely make money. Or be the general agent of world-famous brands.

Note: Be sure to buy mature brands and avoid buying immature brands-it has not been proved to be a successful model.

Advantages: simple and easy, and high success rate.

Disadvantages: Good brands are expensive (McDonald's: 2.5 million)

3) Join a system. If you have no money to buy a system, join a system. It doesn't cost money to use a model in the early stage, but once your team is established in the later stage, it can help you make money. You will benefit from your team. Such as regional partners, technology franchises and so on. Its key is to find a very successful system, and use this system model to make your enterprise bigger and truly stable, so that you can become a real business owner.

It is recommended to choose 3, which is suitable for ordinary people.

4. investment,

Let money make money for you. Wait until your economy is stable and your income is stable, then consider investing. Only in this way can you really become an investor.

Ten, 2 1 century can make you seriously participate in and be verified (more than 10 years) successful system:

1, insurance and brokers: Many people are involved. So far, most companies require you to be full-time, and the elimination rate is quite high. Almost only 10% can be left in the first three years, and it is impossible to obtain part-time income and real financial freedom;

2. Cooperative operation

3. Concessions

4. Interaction and cooperation (it is recommended not to make a special introduction, and let people find a friend who brought him to know about it)

XI. How to find a good system:

The following two conditions should be met: 1) is a successful system; 2) It is a system suitable for ordinary people;

1, five conditions of a successful system:

1) An enterprise with a successful record of more than 10 years, experienced at least 1 economic crisis, and has been repeatedly verified.

2) Trust and share business opportunities that you can succeed with others.

3) Have a long-term education plan to train you into an adult.

4) There is a strict tutor plan, and you learn from leaders rather than consultants, that is, from the winners in this industry rather than commentators.

5) Be with people you respect and want to get along with.

If a company meets the above five conditions, you should also take a look at their products. Too many people only look at products, not systems. If you want to be a 1 salesman and an "s", the product is the most important factor. But if you want to be a "B" for a long time, systematic and lifelong education and people are more important.

2, the ideal conditions for individual entrepreneurship:

There are seven (data from American e-commerce CD):

1) investment is not large; 2) No employees; 3) No investment in fixed assets; 4) No need for inventory; 5) global and international; 6) Immunity and sustainability to economic crisis; 7) the most important point: someone teaches you;

Comparing the above conditions, you will find that interaction and cooperation will be a good opportunity for ordinary people to start their own businesses.

Twelve, how to choose a good interactive cooperation company:

1. It is an opportunity for ordinary people (wage earners) who have no money, experience, time and courage.

2. It is an opportunity (boss) for people who want economic independence and free time (they can retire at any time).

This company should have a good reputation.

This is legal and has been officially approved.

5, there is no huge hoarding, and there is a return guarantee.

7. Products are market demand and can be consumed repeatedly.

8. Bonus income is based on your success and your success in helping others, not from headcount. Don't dream of getting rich overnight.

9. We can provide you with domestic and international markets. This business can be inherited and transferred.

Thirteen, ten prerequisites for maintaining stability in change:

1, most people prefer stability to change;

But the change is inevitable and accelerating, which will bring you a great impact.

3. This influence will constantly break the possibility of realizing self-worth in the traditional way in the past, such as: learning well is being an official)

Only those who have the courage to make the right choices in life will realize their self-worth.

Jacob: You make a right decision in life, and then you make a series of right decisions, and you can succeed.

5. The key to correct choice lies in making effective personal career development plan. This plan should be lifelong, at least 2-5 years.

6, an effective personal career development plan, must be written on paper, can be checked, can be modified, can get the support of others (the other half, team and family, mentor).

7. The key to gaining others' support is to establish close personal relationships.

8. To consolidate this close personal relationship, we must rely on * * * lasting values.

9. This lasting * * * and values will increase your resilience.

10, this ability to constantly improve yourself and adapt to changes is the real foundation of your stability and the greatest capital in your life.