Q: What is the difference between Ping An Insurance Company and Taikang Life Insurance Company's universal life insurance products? ..

The Difference between Universal Life Insurance in Ping An Life Insurance Company of China, China and Taikang Life Insurance;

1. Product name: China Ping An Life Insurance Company of China Insurance Company is divided into full life insurance A (universal) and B (universal), and Taikang Life Insurance is called Taikang Life Insurance (universal).

2. Insurance age: China Ping An Life Insurance Company of China 0-60 years old, Taikang Life Insurance 30 days to 60 years old.

3. Payment method: China Ping An Life Insurance Company of China Insurance Company adopts free payment method, while Taikang Life Insurance adopts wholesale payment method.

4. Insurance period: the insurance period in China Ping An Life Insurance Company of China Insurance Company is life, and Taikang Life Insurance is from the effective date of the contract until the insured reaches the age of 65.

5. Insurance income: China Ping An Life Insurance Company of China 1.75%, Taikang Life Insurance 2.5%.

6. Compensation standard: China Ping An Life Insurance Company of China Insurance Company has no fixed standard; Taikang Life Insurance's premium per share is 1 1,000 yuan, with the lowest 10 and the highest 1 1,000 yuan.

7. Investment: None from China Ping An Life Insurance Company of China Insurance Company; Taikang Life Insurance pays 1% of the policy value in the 2nd, 4th, 6th and 8th policy years, and 10% of the policy account value in the10 policy year.

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