Under normal circumstances, most online loans have high interest rates, and collection of violence must be strictly controlled. 5 1 Credit cards have a platform of 500 million people. This product belongs to online lending, so it is no wonder that it will be censored one day. Now this online loan industry actually belongs to the emerging products of the Internet finance industry. 1 appearance should be at 16. At that time, many people wrote papers on online loan products. Experts believe that in the final analysis, it is because China's regulatory system is not perfect, which leads to a series of problems in this online loan product.

In recent years, many people must have heard of online lending, and most people are afraid of this word, because there have been many problems of violent collection in recent years. The biggest risk of online lending platform should be fear of platform collapse. Now that Internet finance is developing very rapidly, online lending is definitely indispensable and will become a supplement to the traditional lending model. However, compared with traditional commercial bank loans, online lending platform is extremely risky. What if one day it runs away?

Another problem is that because of information asymmetry, there may be a problem that both parties provide false information when lending. For example, the online lending platform will not say that the interest is high when lending. However, once a consumer takes out a loan, there may be a month 10000 yuan, but it is not an exaggeration to repay 50 thousand yuan. This did happen.

Therefore, it is definitely normal for online loans to be investigated now. For ordinary people, it is best not to touch online loans, and go to regular banks for loans when necessary.