Let me talk about financial laws and regulations first. There are many things to pay attention to here and many problems to consider. You should not only avoid risks, but also consider the legal bottom line, responsibility, punishment method and intensity. Unless you are a professional financial lawyer, it is difficult to make a comprehensive and objective conclusion.

That paper is very simple. As long as you set a good direction, set up a good framework, and enrich the content through some practical investigations and arguments, you don't need to spend too much thought or consider too many aspects.