1. In any of the following circumstances, and can provide legal and valid certificates according to the regulations, you can consult your unit and apply for withdrawing the storage balance in your housing provident fund account:

2, the purchase, construction, renovation and overhaul of owner-occupied housing with ownership;

3. Retired;

4. Completely losing the ability to work or severely disabled, which is one of the common situations, and dissolving or terminating the labor relationship with the unit;

5. Settle abroad or settle in Hong Kong, Macao and Taiwan;

6, to repay the principal and interest of the purchase of owner-occupied housing loans;

7. The monthly rent of the rented house exceeds15% of the monthly salary of the family;

8, migrant workers and units to terminate (terminate) labor relations;

9. The employee dies or is declared dead;

10, who is enjoying the minimum living guarantee or special hardship relief for urban residents;

1 1, who has not been re-employed for more than one year after terminating the labor relationship with the unit;

12. Employees or family members have accidents due to major diseases, or serious injuries, and family life is difficult;

13. Family life is seriously difficult due to natural disasters or other emergencies.