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Contents of initial report
How do Shenzhen residents carry out personal financial planning?
First, the background and significance of the topic, research status at home and abroad, preliminary ideas and problems to be solved:
Background and significance of topic selection:
With the continuous expansion of urban personal financial needs in recent years, the types and scales of financial products, including financial products, are also increasing and expanding. Many experts and scholars have made many achievements and progress in the research field of residents' personal finance. Personal financial management of residents not only plays an important role in urban economic development, but also has become an important part of residents' income. In today's high-speed economic situation, how to carry out financial planning for residents has become an important issue. Residents' personal financial planning refers to investing in personal assets with different risks, so as to increase or preserve personal wealth, thus effectively resisting economic risks brought about by changes in external economic conditions. Focusing on the positioning of Shenzhen residents, this paper tries to analyze how to plan residents' personal financial management within the framework of Shenzhen economy and give reasonable suggestions. This is of great significance to improve the living standards of Shenzhen economic residents and the level of Shenzhen's economic development, and even to promote the development of Shenzhen's financial industry.
Research status at home and abroad:
Through literature search on HowNet, Wanfang, VIP and other websites, the results are as follows: With "residents' financial planning" as the key word, Wanfang's data literature has 25 1 article, and the number of studies is small. The types of papers are basically periodical papers and dissertations, which shows that researchers have not paid much attention to residents' personal financial planning in recent years. Taking "Shenzhen residents" as the key word, Wanfang has 4302 data documents, and the number of studies is relatively large. It can be seen that researchers still have a lot of research on Shenzhen residents. However, taking "Shenzhen residents' financial planning" as the key word, Wanfang can't find relevant literature, which shows that scholars have little research on how residents in this area of Shenzhen carry out financial planning.
Preliminary ideas and problems to be solved:
The problem to be solved in this paper is to investigate the financial situation of different groups of residents in Shenzhen, and make statistical analysis of the data, so as to analyze the correlation between the income status of Shenzhen residents and their preference for financial products. Combined with the reality of Shenzhen's economic development, the basic principles that should be followed in personal financial planning and successful financial cases, this paper provides practical suggestions for Shenzhen residents' financial planning.
This paper studies how Shenzhen residents carry out personal financial planning from four aspects.
The first part mainly summarizes residents' personal financial management, including the importance and key risk points of residents' personal investment and financial management, and on this basis, provides suggestions for Shenzhen residents on how to carry out financial planning.
The second part mainly briefly expounds the present situation of Shenzhen's economic development. The purpose of this part is to try to adapt residents' personal financial planning to the overall environment of Shenzhen's economic development.
The third part is to make statistics on the investment and financial management status of Shenzhen residents, including investment proportion and investment preference, and then make correlation analysis through SAS statistical analysis software, trying to find out the main considerations of Shenzhen residents in financial management.
The fourth part is to combine the above explanations, grasp the basic principles of personal financial planning, and discuss how to make Shenzhen residents' personal financial planning more reasonable and efficient, not only to adapt to the national economic environment and Shenzhen environment, but also to adapt to the risk preferences and property conditions of different groups of people. Finally, some suggestions to improve the rationality of Shenzhen residents' personal financial planning are summarized.
Second, the methods and means that should be adopted in the process of thesis writing:
1, literature analysis method
By searching for relevant documents on Wanfang, HowNet and other literature websites, you can choose the documents related to financial planning, understand the principles and methods that financial planning should follow, and how to manage money more reasonably and efficiently. And learn about Shenzhen's economic and social information on the literature website, and study how to adapt Shenzhen residents' personal financial management to Shenzhen's economic and social environment, so that different residents in Shenzhen can get appropriate returns under different risk conditions.
2. Questionnaire survey method
Through questionnaire survey, this paper investigates the investment and financial management of some different residents in Shenzhen, and analyzes the overall investment and financial management of Shenzhen residents, including the investment preferences of different types of residents in Shenzhen, the investment proportion of various financial products and risk preferences. Then, using the obtained data, this paper analyzes the correlation between Shenzhen residents' income and their preference for wealth management products through SAS statistical software.
3. Case analysis method
Through the analysis of successful financial management cases, combined with the overall economic environment of Shenzhen, the overall economic situation of different types of residents in Shenzhen and the usual investment ideas, how to plan the financial management of Shenzhen residents is obtained.
4. Inductive summary method
This paper summarizes the information searched in literature, related books and the internet, and finds out the current situation of Shenzhen residents' financial planning through statistical analysis as the basic data and materials for better planning.
Third, the thesis writing outline:
I. Introduction
(A) Research background
(B) Research significance
(C) Summary of related research on residents' financial planning
Two. Overview of individual investment and financial management of residents
(A) the importance of personal investment and financial management
(B) the key risk points of individual investment and financial management of residents
Three. General situation of Shenzhen's economic development
4. Analysis of Shenzhen residents' financial management.
1, data source
2. SAS statistical analysis of Shenzhen residents' financial situation.
3. Analysis of data results
3. 1. 1 Shenzhen residents' financial structure analysis
3. 1.2 Analysis of Shenzhen residents' financial risk preference
Suggestions of verb (abbreviation of verb) on Shenzhen residents' financial planning
Conclusion of intransitive verbs
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