insured liability

Generally speaking, the company handles "one year" for A.

Group life accident insurance

Basically, all insurance companies require the insured to make a "health notification", or require the insured to be in good health, have infectious diseases, and have a past medical history. As "

Excluded liability

"Yes, of course, the company invested in an accident, so there will be no health bulletin!

2. Judging from the cause of death of A, A broke the muscle of the right upper arm because of an accidental fall, and did not die at that time. This is "remote cause", that is, "indirect cause"; In fact, it shows that what remains in the body

tubercle bacillus

After the wound was infected, it "revived" and "spread", and it died because it was not cured in time. This is "

Direct cause

",that is," direct cause ". We know he died of an incurable disease!

3. Definition of "accident": It refers to the bodily injury, disability or death of the insured due to accidents, foreign countries, unexpected situations or accidents during the insurance period.

The understanding of "disease" means that under certain conditions, the body is affected by the cause.

Damage effect

After that, due to the disorder of balance regulation in the body, an abnormal life activity process appeared.

It is easy for us to draw the conclusion that the insurance company has no responsibility to pay!