Viewpoint Real Estate New Media read the document, which wrote, "In order to effectively implement the decision-making arrangements of the CPC Central Committee and the State Council, adhere to the positioning of' houses are used for living, not for speculation', and further strengthen the responsibility of the real estate market to regulate cities, with the consent of the Municipal People's Government, relevant matters are hereby notified as follows."
There are nine specific contents, namely:
First, increase the supply of residential land and housing.
Increase the supply of residential land, appropriately increase the proportion of residential land supply in newly added state-owned construction land, give priority to meeting the demand for residential land, and ease the contradiction between housing supply and demand. Actively innovate the system and mechanism, strive to break through the bottleneck of long cycle and slow progress of urban renewal projects, and increase the effective supply of residential land. Strengthen the regional coordination of housing and urban and rural planning, promote the interconnection of infrastructure such as regional rail transit and the docking of public service facilities such as education and medical care, and guide the rational distribution of population and housing demand. Cooperate to promote stable land prices, stable housing prices, and stable expectations, and optimize the price limit transfer method of differentiated land prices for residential land. Intensify housing construction. In principle, it is required to add new residential land supply projects and government-led urban renewal residential projects, and build affordable housing with a construction area of not less than 10% for talent housing and other purposes. Pilot the construction of "three-limited housing", select plots that meet the two regulations, mature conditions and complete facilities in hot areas with high housing prices, and build housing projects with "limited land prices, limited housing prices and limited buyers".
Second, adjust the commodity housing purchase restriction policy.
From the date of implementation of this notice, if a non-registered family purchases the first set of commercial housing (new commercial housing or second-hand commercial housing, the same below) in this city, it must provide proof that it has paid social insurance 1 year or more continuously in this city within 2 years before the date of purchase; If you buy a second set of commercial housing, you must provide proof that you have paid social insurance for more than 2 years in this city within the first 3 years from the date of purchase. Non-registered households in this Municipality have two or more sets of commercial housing within the administrative area of this Municipality, and the sale of commercial housing to them is suspended.
From the date of implementation of this notice, the personal income tax payment certificate will no longer be used as the qualification examination material for purchasing houses. In order to make a good connection with the original policy, non-local households who have paid taxes continuously for one year or two before the implementation date of this notice can still purchase the first or second set of commercial housing according to the original policy.
Third, adjust the transfer period of commercial housing.
Commercial housing purchased within the administrative area of this Municipality from the date of implementation of this Notice (subject to the online signing time, including newly-built commercial housing and second-hand housing) can only be traded and transferred after obtaining the immovable property certificate for 3 years.
Four, adjust the housing provident fund loan policy
Employees who deposit housing provident fund in different places apply for housing provident fund loans in our city, and the employees themselves or their spouses must be registered in this city.
Five, strengthen the supervision of commodity housing prices
Closely monitor the sales price of commercial housing. If the declared sales price of new commercial housing obviously exceeds the surrounding market price level, it shall be comprehensively verified from the aspects of land cost, Jian 'an cost, sales management expenses, taxes and fees, corporate profits, etc. If the price exceeds the fair level of the industry and cannot be reasonably explained, the pre-sale permit will be suspended or the sale will not be filed for the time being.
Six, standardize the real estate financial order
Continue to strictly implement the differentiated housing credit policy, continue to do a good job in the prevention and control of real estate financial risks, and effectively prevent credit funds from flowing into the real estate market in violation of regulations. Strengthen the management of real estate financing business, and list banks with excessive concentration and rapid growth of real estate loans as key regulatory targets. Strengthen the supervision of banks and other financial institutions, urge banks to strictly examine the sources of housing funds, and strictly prevent misappropriation of housing loans such as consumer loans. Non-bank financial institutions are prohibited from providing housing loans to individuals. Severely crack down on the behavior of "high evaluation and high loan", and investigate the responsibility of relevant institutions and personnel for the evaluation institutions and financial institutions participating in "high evaluation and high loan" according to the law and regulations.
Seven, standardize the real estate market transaction order.
Intensify joint investigation and punishment, continue to rectify the order of the real estate market, and focus on cracking down on illegal activities such as hoarding, price increase outside the price, false propaganda, malicious speculation, and charging "tea fees" in the real estate field. Severely investigate and deal with acts of manipulating the price of second-hand housing market, holding a group to raise prices, defrauding loans through "yin-yang contracts", listing houses that do not have the conditions for transaction transfer, etc. to maliciously drive up housing prices and disrupt market order. For the relevant participating institutions and individuals, measures such as interview, suspension of online signing, suspension of business for rectification, cancellation of professional qualifications, restriction of transactions, and inclusion of personal bad credit records shall be taken according to the law, and those suspected of committing crimes shall be handed over to judicial organs for handling.
Eight, increase the intensity of real estate information disclosure
Further strengthen the disclosure of commercial housing land, housing, housing transaction prices and other information, and promote the symmetry of supply and demand information. Regularly publish the average unit price of saleable residential land in the city. Timely announce the stock of housing and the housing listed in the future. Regularly release the online signing transaction data of newly-built commercial housing and second-hand housing in towns and streets (parks) in the city, and timely release the online signing transaction information of representative and active second-hand housing projects in towns and streets (parks) to improve the transparency of housing prices and guide rational market transactions.
Nine, strengthen publicity and public opinion guidance
Strengthen the publicity and interpretation of real estate policies, release authoritative information in a timely manner, and respond to social concerns. Strengthen the standardized management of real estate information release, and severely deal with acts such as false exaggeration, fabrication and dissemination of false statements, misleading the public, and illegal release of real estate information according to laws and regulations.
In fact, this is the third real estate policy issued by the Dongguan government since July, and it is also the most severe policy adjustment.
On July 2, Dongguan officially issued the Notice on Further Strengthening the Management of Pre-sale (Sales) of Commercial Housing, speeding up the sales of commercial housing under construction in the market, strengthening the guidance on the sales price of commercial housing, and strengthening the sales supervision of commercial housing projects.
On July 15, Dongguan Housing and Urban-Rural Development Bureau, Municipal Statistics Bureau and Municipal Real Estate Registration Center jointly issued the Notice on Strengthening the Publicity of Online Sales Information of Commercial Housing. In order to strengthen the publicity of online sales information of commercial housing, further improve the transparency of housing prices, reasonably guide market expectations, and implement the work related to "one city, one policy", Dongguan will regularly publish online sales prices to improve the transparency of housing prices.
According to the data released by official website, Dongguan Real Estate Registration Center, and official website, Dongguan Municipal Bureau of Statistics, from June to June, 2020, a total of 20,978 new commercial houses were sold in the city, which was basically the same as 2 1058 in June, 2065. The online signing area is about 2,442,400 square meters, a slight increase of 3.3% year-on-year.
Earlier reports showed that in the first half of this year, the area of first-hand residential online signing in Dongguan was the highest in the same period of nearly four years.
It is reported that in the first half of the year, compared with the same period of last year, the Dongguan property market still achieved steady growth, with June contributing the most. This month, the online signing area reached 83. 1 1 10,000 square meters, a substantial increase of nearly 50% year-on-year.
In addition, with the introduction of the new property market policy in Shenzhen, some Shenzhen consumers will transfer their demand for housing to Dongguan, Huizhou and other cities, which makes the expectation of future housing price increase in Dongguan even stronger. Many people in the industry have predicted that Dongguan will introduce a new property market regulation policy.