Internet finance is a new financial business model that traditional financial institutions and Internet enterprises (hereinafter referred to as practitioners) use Internet technology and information communication technology to realize financing, payment, investment and information intermediary services. The deep integration of Internet and finance is the general trend, which will have a more profound impact on financial products, businesses, organizations and services. Internet finance has played an irreplaceable positive role in promoting the development of small and micro enterprises and expanding employment, opening the door for mass entrepreneurship and innovation. Promoting the healthy development of internet finance is conducive to improving the quality and efficiency of financial services, deepening financial reform, promoting financial innovation and development, expanding the opening up of the financial industry and building a multi-level financial system. As a new thing, Internet finance needs both market drive and policy assistance to promote development.