Inventory of European countries' pension methods
Greece-Habitat for the Longevity Elderly!
The legal retirement age in Greece is 65 for men and 60 for women; The actual average retirement age is 6 1 year, 6 1.6 years for men and 60.5 years for women. The life expectancy of Greek newborns in 20 10 is 79.7 years, and the total pension payment is165438+0.9% of GDP.
Although the Greek government stipulates that the legal retirement age is 65, it also stipulates that you can voluntarily retire after paying 30 years of old-age insurance.
Greece is the most generous country in the European Union, and the average pension of Greeks is even higher than their retirement salary. For employees with 40 years of service and average salary, the pension is 65438+ 005% of the salary at retirement.
Greece can also enjoy perfect medical security services, and the medical care here has reached the upper-middle level in Europe. If you get permanent residency in Greece, you can enjoy free medical care at public expense, just like local citizens in Greece.
It is worth mentioning that Greece is also a country with a long life, and the average life expectancy in Greece is very high, which shows that Greece is the best country to support the elderly and enjoy family happiness.
Germany-cohabitation for the aged, mutual care!
Germany has already entered the elderly society. If you go to the German countryside and those quiet villages, you will see that most of them are old people. However, Germans have long lost the concept of raising children to prevent old age, and no elderly people rely on their children's funds to maintain their lives.
Nowadays, there is a new mode of providing for the aged in Germany. Some old people are willing to get together because of the same interests and spend their old age together.
Although everyone lives in the "same room", they usually cook by themselves and only do it once a week in the public kitchen. When there is a group activity, * * * will participate-either travel to a nearby city or go to the theater to watch an opera. Who is sick on weekdays, cohabiting friends will take the initiative to take care of him or her or help with shopping.
France-Keep eating and live a slow life!
In addition to ensuring adequate sleep, the elderly in France spend several hours tasting food and sipping coffee every day. They spend more than twice as much time "eating" and "drinking" as their American and Canadian peers. Old people in France think that spending money in their favorite restaurants and cafes is the most affordable. They despise American "junk food".
French women's attention to beauty also continued into old age. A woman once told a reporter: "My grandmother is 76 years old, but she has always been meticulous about the maintenance of her skin and hair. She also told me that women's skin is very delicate and they should use the skin care products that are most suitable for them. " It is common for wealthy French women to use botulinum toxin prevent wrinkles, while low-income grandmothers prevent premature aging by buying skin care products and avoiding sun exposure.
On the streets of Paris, some elderly women actually waltzed according to the music in their hearts, becoming a beautiful scenery.
Mention of France is always accompanied by romantic and elegant words. In contrast, many people have become accustomed to a fast-paced lifestyle, like to be crisp and neat, and will be diligent all their lives. But we might as well have a cup of coffee and put on a mask. Let yourself have a leisurely day, maybe you will like yourself like this ~
Britain-self-employed, more energetic!
Old people in Britain like to be alone, and children grow up to be independent from home. They are not only separated from their parents, but also often move to other places in order to find jobs. Old people have no children and grandchildren, and those who have wives can take care of each other. Widows and widowers who have lost their spouses have to take care of everything by themselves.
Although the elderly lack "family happiness", the retired elderly rarely have "retirement syndrome". They either grow flowers and grass at home or travel around. They always take their pets (dogs) for a walk in the morning and evening, and live a solitary life.
There are also old people in Britain, many of whom are innovative. In addition to participating in voluntary charities, many of them start new businesses after retirement and do what they can, such as opening cafes and restaurants, or working as corporate consultants and consulting companies.
Spain-Kindergarten for the Aged!
Spain is not only one of the countries with the highest happiness index in the world, but also the first choice for European uncles to come to support the elderly. It has a beautiful living environment, comfortable temperature conditions, soothing humanistic environment, high cost performance, good natural environment, harmonious social relations, veritable high welfare and perfect social security (including medical insurance, sickness pension, disability protection, social assistance, etc.). ).
In Spain, the elderly with the lowest living standard can get some subsidies from the government to maintain the minimum living standard. Those helpless old people can choose to live in apartments for the elderly, and the government will give them corresponding care. For example, in order to improve the lives of the elderly, the Spanish government has tried its best to reduce their loneliness, such as setting up "kindergartens for the elderly" to help them spend their old age. Is this "kindergarten for the elderly" particularly surprising?
Spain's old-age kindergartens cover a wide range. The most common is the nursing home, which has two categories: private and public-private partnerships. Generally, most people who enter nursing homes are groups with limited mobility and unable to take care of themselves. For those elderly people who have not yet entered this age group, the government has set up a "kindergarten for the elderly", which is similar to the cultural center for the elderly. There are specialized health care doctors in the park who are responsible for free consultation to ensure the basic health of the elderly. Old people go to "kindergarten" every day and have fixed courses, including literature and health knowledge.
Switzerland-"Time Bank" provides for the aged!
"Time Bank" is a pension project developed by the Swiss Federal Social Insurance Department-people save their time to take care of the elderly when they are young, and then use it when they are old, sick or need someone to take care of them later. Applicants must be healthy, good at communication and full of love, and have enough time to take care of the elderly in need every day, and their service time will be deposited in the personal account of the social security system.
When she needs someone to take care of her, she can go to the time bank with her time bank card. After the information is verified, Time Bank will assign volunteers to the hospital or her home to take care of her.
In Switzerland, it has become a common practice to provide "time banks" for the elderly, which not only saves the country's pension expenses, but also solves some other social problems. Many Swiss people are very supportive of this way of providing for the aged. The survey results of Swiss pension institutions show that more than half of Swiss young people also want to participate in this kind of pension service. The Swiss government also specifically legislates to support the "time bank" pension.
Malta-a world-class paradise for the aged!
As we all know, Europe is a high welfare area. Living in European countries, various benefits and allowances are improving the happiness index of local people. As the "heart of the Mediterranean", Malta has a sound social security system. Therefore, more and more people choose to immigrate to Malta and enjoy a higher quality of life while enjoying EU status.
Apart from daily necessities, the most important aspect of the elderly's life is whether the medical system is expensive, convenient and safe, which is the most important part of their later life. In the world medical system, China ranks 144, the United States ranks 37, Australia ranks 32, Canada ranks 30, Britain ranks 18, and Malta ranks fifth in the world. How does Malta, which is so "pocket-sized", surpass the medical system of big countries such as the United States, Canada and Australia?
1. Top medical equipment and leading specialist hospital technology, such as Cancer Hospital (Paul Bofa Hospital) and Geriatric Care Hospital (Saint Vincent de Paul Hospital);
2. The public * * * free medical care system, hospitalization expenses, nursing expenses and even meals are all free;
3. Private hospitals have wide insurance coverage;
4. The hospital makes continuous efforts to reduce waiting time and increase medical transparency;
Everyone has his own general practitioner, making an appointment with the hospital is simple and quick, and the service is thoughtful in the later period.
These are the ways of providing for the aged in European countries. Thank you for browsing.