Personal investment and financial management means that individuals (or families) put their own resources into financial or non-financial fields in order to realize their respective wishes, so as to maintain and increase the value and achieve the goals required by the plan. Personal finance is a new field in China, although there are some experienced financial planners in the professional financial services industry.

Abstract: Family investment is faced with the choice of investment methods and fields. Generally speaking, they should choose one or more assets and decide the amount and proportion of their investment based on considering the income and risk of assets and their mutual restriction.

Abstract: Although the number of bank wealth management products is developing rapidly at present, the quality has not improved significantly. The market of bank wealth management products simply imitates and follows the trend. There is a serious homogenization phenomenon in bank wealth management products, which mainly includes limited innovation ability, insufficient innovation motivation and imperfect supervision mechanism.

Abstract: Qian Shengqian is the focus of financial management. If you put all your money in the bank, you will face a problem: in the long run, the interest rate of bank deposits can't outrun inflation, which means that your money will depreciate. If you put all your savings into venture capital, you may outperform inflation, but you may also lose money.

So, what are the abstracts of personal finance papers? In the process of implementing the financial plan, we are often tempted by the unplanned market, and the continuous high income will make us have the impulse to buy blindly, thus changing the financial plan.