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What is behind the campus lending storm?
In recent years, the negative exposure of naked loans on campus has been frequent, and news such as suicide and dropping out of school has been overwhelming. Faced with such a college life, we all want to say, why are our children in such a situation? What happened to our children?

Things always leave people with some thoughts and reflections. There are thousands of mistakes, but the tragedy cannot be repeated. Personally, I think we should avoid the tragedy from the following aspects.

First, encourage entrepreneurial loans. In this information age, perhaps an idea can change a person's life. For students who want to start a business in a university, can the school set up a special venture loan to review the ideas of college students and give support to those students who have dreams and ideas? Now the state is also vigorously supporting college students to start their own businesses. I think it can be encouraged in universities. This is also the educational achievement of the school.

Second, reflection on education. Every parent will regret it after it happens, sometimes it's not too late, and sometimes it will regret it for a lifetime. The education of children, especially teenagers, should establish their correct values, not just blame and abuse, but more communication. It is not blindly doting, but more about letting them know right and wrong, what they can do and why they can't.

Third, there is a lack of supervision. Personally, I think it is necessary to completely ban campus loans and clarify the illegality of campus loans. Even if private lending on campus is illegal, this gray area should be completely eliminated. Appropriately relax the issuance of bank cards for college students' consumption, and at the same time comprehensively improve the credit information system, set up online consumption quotas for college students, and bind credit card consumption with parents. Parents should also treat their children's consumption reasonably, not unilaterally, but rationally, and also give guidance on the correct consumption concept, because children will always be independent one day.

Finally, there must be something hateful about the poor. Please lead an honest and clean life, give yourself more sunshine, more beauty and more soul. Your face will grow old one day and a pure heart can change the world. The best love is to love your kind and simple heart.

There will be no pie in the sky, so don't be stubborn. Even if there is consumer demand, only through our own efforts will we have no worries.