Due to the continuous growth of housing prices in various places, the government began to introduce a series of policies to curb the rise in housing prices, and there are corresponding policies to limit the purchase of second-hand houses. So what are Zhengzhou's second-hand housing purchase restriction policies, and how much is the down payment for buying second-hand housing in Zhengzhou? Do you know that?/You know what? Now let's have a look.

1. What are the purchase restriction policies for second-hand houses in Zhengzhou?

Zhengzhou's restricted purchase areas include five districts in the city, airport area, Economic Development Zone, xinzheng city and zhongmou county. In the restricted purchase area, local registered residents in Zhengzhou are restricted to purchase two houses; Local single aristocrats are restricted from buying houses; Non-local registered households have to pay social security or individual tax for more than two years and can only buy a house.

2. How much is the down payment for buying a second-hand house in Zhengzhou?

1. If the purchased second-hand house belongs to an individual's first suite, the down payment to be paid shall not be less than 30% of the house appraisal. Under normal circumstances, the appraisal price of the house will be lower than the transaction price of the house in the market, which is recommended by the appraisal company according to the geographical location and surrounding environment of the house.

2. If an individual already owns a house, buying a second-hand house at this time, which belongs to his second suite, needs to be implemented according to the policy of the second suite, that is, the down payment to be paid is 70% of the appraised house price, and the current benchmark interest rate is 6.55%. At the same time, some banks can give a 15% discount.

If there are already two houses in the name, then buying a second-hand house belongs to the third house. At this time, most banks do not give loans, that is, they need to buy the whole house in full. If they are in the restricted purchase area, they are not allowed to buy a third house.

What are the restrictions on buying second-hand houses in Zhengzhou? How much is the down payment for buying second-hand houses in Zhengzhou? Let me introduce it here first. You got it? In the restricted purchase area, you can only buy a house if you meet the restricted purchase policy, so you need to know in advance.

Enter the area and get the decoration quotation for free.

Enter the area and get the decoration quotation for free.