The first is the combination of novice white insurance, and driving experience may not be rich. Jilin University Master's Degree Thesis "Study on Traffic Safety Characteristics and Accident Prevention Countermeasures of Low Driving Age Drivers". On the other hand, the traffic accidents of 182 1 were analyzed, and it was found that drivers with less than one year's driving experience accounted for 22.9% of the total accidents, while drivers with five years' driving experience only accounted for 5.4% of the total accidents.
It can be seen that the more novices there are, the more accidents there will be, and the more comprehensive the protection of auto insurance will be. Therefore, the auto insurance scheme I recommend is: compulsory insurance, car damage insurance, three insurances and personal liability insurance for vehicles, excluding deductible. In addition, there are risks of broken glass, scratches and the inability to find special third-party insurance. This is actually a little expensive. This solution can not only compensate others, but also make mistakes and protect your own losses. Be borne by the insurance company.
In addition, in special cases where the car damage insurance can't be fully compensated, such as the glass being broken by stones, the paint being scratched, and the car being knocked down, the perpetrator can't be found. Car insurance can provide some protection. It's like getting all the clothes ready for spring, summer, autumn and winter, and putting them on when necessary. This is more complete. Old cars may need to buy auto-ignition insurance. In Cause Analysis and Prevention of Auto Spontaneous Combustion Accident, the circuit and fuel pipeline on the engine may be damaged with the increase of service time. It is easy to cause fire and spontaneous combustion at this time.